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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

What is a Loan On Car?

Are you facing an unexpected financial requirement? Do you need cash quickly to fund an emergency? We've got you covered. Get instant access to funds with Tata Capital's loan on car and deal with all your big-ticket expenses conveniently without dipping into your savings. From personal emergencies to business requirements, our multi-purpose loan on car or loan on used car can be used for any of your sudden requirements.

With Tata Capital, you can also avail of a top-up loan on existing car loans. Now, you can easily deal with all your emergencies at affordable car top-up loan interest rates. What's more? You get to enjoy minimal documentation and a quick application process. Apply for a top-up loan on an existing car loan with Tata Capital today.

  • Loan on Vehicle Amount

    ₹1,00,000 – ₹50,00,000

  • Loan on Vehicle Tenure

    Up to 72 months

  • Loan on Existing Car Interest Rate Starting at

    12.99% onwards

Advantages of Loan On Car

Flexible Tenure for Loan On Car

You have the freedom to repay your Loan On a car over a period of 72 months.

Quick Processing for Loan On Second-hand Car

With minimal paperwork and a quick online application process, you can get your loan in no time. You just need to fill in our application form, and we will take care of your loan request. Whether you're looking for a short-term Loan On Car, you can get access to credit instantly with Tata Capital.

Flexi EMI Options for Top-Up Loan on Car Loan

Our Flexi EMI Loans allow you to repay your loan according to your convenience. You can choose a tenure that best fits your requirements to repay your loan on car comfortably.

Competitive interest rates for a Loan On old cars

Our interest rates are the best in the industry. We offer affordable rates and tools that will benefit you the most. You can also use our EMI calculator to calculate your potential EMIs in advance.

Instant Online Approval

Once we successfully verify your Loan On Car application and documents, you will receive instant approval through our secure platform. We will also sanction and disburse the loan amount directly to your bank account to ensure you enjoy a quick and hassle-free application process.


Avail TATA Capital loans directly from WhatsApp

How to avail of credit with Tata Capital's Loan On Car?

When it comes to availing of a loan, your car can be your asset too. With Tata Capital's car top-up loan, you can pledge your car as collateral and avail of an instant Loan On Car to meet your financial requirements. That's right. Availing of a Loan On a used car has never been easier.
Here's how-

  • Refinance

    Car refinance enables you to avail of credit against your car. Through car refinancing, you can raise quick funds by pledging your car as collateral. Tata Capital allows you to Refinance a car top-up loan on an existing finance-free car to meet your personal expenses/working capital requirement.


    When you refinance a car top-up loan with Tata Capital, you can get up to 90% of your Car value.

  • CNC- car and cash

    CNC is a top-up car loan program where we take over the loan of your existing car, and you will receive cash in hand to meet your personal or business requirements. In this option, Tata Capital will fund up to 180% of the Car Value.

  • Multiplier

    A multiplier is a one-of-its-kind hybrid top-up car loan program where you can secure funds up to 250% of your Car Value. This will depend on a good CIBIL score and a clean repayment history.

  • Repurchase

    A used car, a pre-owned vehicle, or a second-hand car is a vehicle that has previously had one or more retail owners. Such cars are sold through a variety of outlets, including franchise and independent car dealers, rental car companies, leasing offices, auctions, and C2C transactions.


    Re-purchase is a transaction where you buy a car from another customer or a Used Car dealer. In such a situation, Tata Capital will fund up to 100% of the value of the Car. For premium segment cars, we fund up to 110% LTV. In this option, the car ownership will get transferred.

How to apply for a Loan On Car loan with Tata Capital?

With Tata Capital, you can easily apply for a loan online or offline. You can also avail of a top-up on a car loan. All you need to do is fill out the online application form or visit your nearest branch, submit the required documents for verification, and receive the funds directly in your bank account. To apply for Tata Capital's Loan On Car, all you need to do is follow the simple steps of the application process.

Application Process


Online Application

You can easily avail of a Loan On Car online by filling out an application form. This form includes your personal as well as financial information.


Document Submission

Whether you're availing of finance against cars or top-up loans on a car, you'll have to submit minimal documentation for the application process. The documents required will depend on your type of employment- salaried or self-employed.



After you submit the Loan On existing car application and documents, we will verify them to process your request.



After we successfully verify your application and find no discrepancies, you will receive instant approval for your Loan On used car.


Loan Disbursal 

After we approve your LAC or top-up loan on an existing car loan request, we will sanction your loan and disburse the amount directly to your bank account. That's it! You can now use the loan amount to find all your big-ticket expenses.

Payment Options

    Pay online

    You can pay your Loan On existing vehicle EMIs through our website or using your mobile anytime and anywhere. 

    Drop a cheque

    For an offline approach, you can select a nearby Tata Capital branch, write a cheque, and drop it off at your convenience. 

What our customers say about us

Overall the experience was good and hope to continue the same. Also Tata Capital executive were nice and polite from the beginning.

Prasenjit Sen

Loan Against Property | 13 January, 2023

Thank you TATA Group for making India proud with all your hassle free and excellent services, Thanks Team


Personal Loan | 31 December, 2022

I want to thank Tata Capital for giving Loan, During the process I was kept updated. Wanted to thank Tata Capital executive for answering my queries and keeping me updated on Status. Thank you


Personal Loan | 30 December, 2022

This is surprisingly easiest way to avail personal loan. I am completely happy with the service provided. Thank you team TATA CAPITAL!

Venugopal Raju

Personal Loan | 28 December, 2022

I was impressed with the way your staff handles their customers and if i come accross any family or friend who may be looking for any financial assistance, I shall surely recommend Tata capital


Business Loan | 24 December, 2022

One of the best Mobile App, Tata capital only took 3-4 working day for loan approval.


Personal Loan | 23 December, 2022

The services of Tata Capital is very good.. Approval process, loan charges are not hidden, every aspect was explained to me by Tata Capital executive before taking loan, very good transparency. Keep it up..

Prasanna Shriram Agashe

Personal Loan | 10 December, 2022

Excellent customer service with clarity and politeness. Thanks to TATA Capital having wonderful field staff.

S hari Haran

Two Wheeler Loan | 08 December, 2022

I am very happy that I got timely loan in my worst time.


Personal Loan | 07 December, 2022