Required Documents

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Required Documents

Personal Loan
Required Documents

Required Documents

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At Tata Capital, we commit to making your borrowing journey a smooth ride. Gone are the days of lengthy application processes and hefty paperwork. We bring you a range of tailored personal loan options with simple eligibility criteria and minimal documentation. All you need to do is provide the required documents, including your KYC documents, along with proof of employment and income.

So, whether you want to fund your child’s education or explore the world, you can have instant access to funds with Tata Capital!

Here, you will find all details about documents required for education loan, documents required for personal loan, marriage loan documents, documents required for personal loan for salaried person, home renovation loan documents, etc.

Starting at 10.99% interest rate
Zero processing fees

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The Documents required to establish your credentials like Voter ID, Aadhar card

Proof of identity and proof of residence

Income documents–a copy of your bank statements for the last 6 months

Employment Certificate - a certificate stating 1 year of continuous employment

Photo ID proof of both the student and parents

Attested copies of Marks Sheets & Certificates (from 10th standard)

Admission letter as issued by the admitting School / College / Institute

Bank statements for the past six months

Salary slips for the last three months & ITR of Parent/Guarantor

Education loan documents for studying abroad

Employment details (if employed)

Photo identity proof

A copy of your Voter ID / Passport / Driving License / Aadhaar Card

Income Proof

A copy of your Bank statements for the last six months

Salary Slips

A copy of your Salary Slips for the last three months

Address Proof

A copy of your Ration Card / Electricity Bill / Passport

Employment Certificate

A certificate stating one year of continuous employment

Personal loan can be availed by those who meet the following eligibility criteria:

Age–must be between 22 to 58 years.

Monthly Income–must be at least Rs. 15,000 per month.

Job Stability–The applicant must be in the same job for the past six months.

Work Experience–The applicant must have a minimum of one year of work experience.

The documents needed to avail of a personal loan depend on the purpose of your loan. For example,

Documents needed for education loan

Marriage loan documents

Home renovation loan documents

Travel loan documents, etc.

The following are documents required for personal loan eligibility by self-employed individuals –

Proof of Existence of Business–Tax Registration copy/Company Registration License/Shop Establishment Proof

Identity Proof documents–Passport/Voter’s ID/PAN Card/Driving Licens

Residence Proof documents–Passport/Aadhar Card/Utility Bill/Ration Card

Bank Account Statements–Savings and Current account statements for the past one year

Income Tax Returns filed for the preceding year

A self-employed person can get a personal loan with Tata Capital by meeting the following eligibility criteria –

The applicant’s age must be between 22 to 58 years

The applicant must have a monthly income of at least Rs.15,000

The applicant must have at least one year of work experience

The minimum salary requirement for availing of a personal loan with Tata Capital is Rs. 15,000.

The following are the basic personal loan documents you need for availing of a loan:

Photo Identity Proof–Copy of your Voter’s ID/Passport/Driving License/Aadhar Card

Income Proof–Copy of past six months’ bank statements

Address Proof–Copy of your Ration Card/Electricity Bill/Passport

Salary Slips–Copy of your past three months’ salary slips

Employment Certificate–stating one year of continuous employment

Here is the education loan documents list you need to produce:

Photo Identity Proof–Copy of your Voter’s ID/Passport/Driving License/Aadhar Card

Attested copies of Marks Sheets & Certificates (from 10th standard)

Admission letter issued by the admitting School / College / Institute

Income proof

Last three months' salary slips & ITR of Parent/Guarantor

Education loan documents for studying abroad

Property documents (if offered as security)

Other supporting documents required for student loan

Student loan documents regarding employment details (if employed)

Tata Capital's systematic and professional approach is much better than private banks too.

Premprakash M Mourya

Personal Loan | 25 April, 2023

Excellent experience with Tata Capital's executive in overall guidance, communication and support.

PALLI KEERTHI UJWALAKEERTHI

Personal Loan | 15 April, 2023

Responding quickly, comfortable communication for explaining about the process. Excellent service Tata Capital. Thank you for best service.

KRISTU STEPHEN STEPHEN PAULRAJ

Personal Loan | 14 April, 2023

My experience with Tata Capital was excellent. Quick service was given. All staff is polite and humble. I thank you Tata Capital, and wish you all the same in future.

VANITA BHASKAR SHETTY

Personal Loan | 14 April, 2023

Tata Capital's overall performance is too good, apart from other sources.

Alexi Peter Almeida

Personal Loan | 13 April, 2023

We are fully satisfied about Tata Capital's services. Just want to say great experiences with customer services and timely response.

CREATION THE FERTILITY CENTRE

Business Loan | 10 April, 2023

Tata Capital is excellent supporter for improving our financial position.

Imam Khan V S

Personal Loan | 10 April, 2023

Amazing services. I'm really fully satisfied by your online services and immediate response. No need to visit offices to take loan/closure or any other queries. Everything gets clear with immediate and excellent response through online. Really I didn't find any glitch for improvement. Thank you very much team Tata Capital.

MANOJIT DAS

Personal Loan | 08 April, 2023

Tata Capital's service is good. Keep up the good work. Best customer service. 10 out of 10.