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Medical Loan by Tata capital

A medical emergency in your family can take a toll on your finances and emotional wellbeing. Arranging for funds in such a situation can be a hassle. This is why we designed a quick and convenient Medical Loan - a personal loan for a medical emergency. Our loan covers all cosmetic, medical, and dental procedures. With Tata Capital's Medical Loan, you can avoid financial duress with affordable interest rates and customized repayment schemes. You can avail of loans for surgery for up to ₹ 35 lakhs and receive the best medical treatment for your loved ones or yourself without worrying about extensive bills. Avail of a hassle-free loan with Tata Capital and focus on the health and wellbeing of your loved ones.

Disclaimer: Personal Loans are at the sole discretion of Tata Capital Limited (TCL). Terms and conditions apply.

  • Loan Amount

    ₹ 40,000 - ₹ 35,00,000

  • Loan Tenure

    Upto 6 years

  • Interest rate starting @

  • Advantages of Medical Loan

    Instant Approval

    A medical emergency needs instant cash. We provide instant approval on your application, once your documents are with us.

    Care Now Repay Later

    We provide flexibility to you in deciding the repayment options, loan amount, and tenure.

    Minimal Paperwork

    When you face any medical exigency, the last thing you want is to file paperwork to raise funds. Our medical loans are hassle and stress-free.

    No Collateral

    You can count on us during your tough times. No collateral or security is needed for a Medical Loan. 

    Eligibility Criteria for Medical Loan

    Tata Capital offers simple eligibility criteria to help you avail of a medical loan quickly. The basic medical loan eligibility criteria include-

    1. Age: The applicant must be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI date

    2. Monthly income: The applicant must have a monthly income of at least Rs. 20,000

    3. Work stability: Salaried employees with one year of work experience and working for at least six months in the current company can apply

    Documents Required for Emergency Medical Loan

    Following are the documents required to apply for a medical loan with Tata Capital-

    1. ID proof- Aadhaar Card/ Passport/ Driving License/ Voter ID

    2. Income proof- A copy of the last six months of salary credits or primary bank account statements

    3. Address proof- Aadhaar Card/ Passport/ Driving License/ Voter ID

    4. Salary Slips- A copy of your salary slips for the last two months

    5. Employment certificate- A certificate stating continuous employment of one year

    What are the basic requirements for getting your Medical Loan approved?

    We’ve made sure that getting a Medical Loan is simple and quick. For a swift approval for your application:

    • Keep your personal details handy including your PAN number, Aadhaar Number, CIBIL score

    • Provide copies of your payslips, address proof, and bank statements

    • Check Eligibility and Documents for more details.

    Application process for Medical Loan

    1

    Online Application

    You can apply for a medical loan by just filling up your basic details.

    2

    Document Submission

    Post meeting the eligibility, furnish the required documents to take your application ahead.

    3

    Verification

    We will verify your application and submitted the documents.

    4

    Approval

    Post approval, the loan is sanctioned.

    5

    Disbursal

    Receive the required amount in your bank account - it's that simple!

    Available payment options for Medical Loan

    Available payment options

      Pay Online

      Pay your EMI using our website or mobile anytime, anywhere.

      Drop a Cheque

      Select a nearby branch to drop a cheque at your convenience.

    Benefits of choosing Tata Capital’s Medical Loan

    Instant online approval

    You can check your eligibility within minutes by filling out an online form. And post verification you will get instant medical loan approval.

    Flexibility

    Borrow when you need money and prepay when you can with our Flexi EMI plans

    Minimum Paperwork

    Submit just a few documents with your application and get your medical loan sanctioned instantly. 

    No Collateral

    You can count on us during your tough times. No collateral or security is needed for a Medical Loan.

    Competitive interest rates

    Our interest rates are competitive and affordable; we offer rates and plans that benefit you the most.

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    If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

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    What our customers say about us

    Excellent and quick service response. Thanks for prompt action.

    MIHIR CHANDRA JHA

    Personal Loan | 17 February, 2024

    Good and helpful service. Your co operation is excellent. Thank You.

    KALI SHANKAR DUTTA

    Personal Loan | 17 February, 2024

    Customer Service was excellent and helpful.Thanks.

    Aritra Ghosal

    Personal Loan | 17 February, 2024

    Excellent service and very fast response. Really appreciate. One of the Best service that I have dealt with.

    MIHIR CHANDRA JHA

    Personal Loan | 15 February, 2024

    Excellent company and response is so good.

    VARATI RAMAIAH SIVARAMAIAH

    Personal Loan | 08 February, 2024

    Good and Trustful company I have ever seen in Indian Finance companies

    MICHAEL ANTONY SUDHAKARS

    Personal Loan | 25 January, 2024

    Good approach and customer service

    HARIHARAN VENKATRAMAN

    Personal Loan | 24 January, 2024

    I like services very much . Tata capital provide urgent loan. Whenever I need loan I will contact them. Thank you.

    Shankar Kumar

    Personal Loan | 18 January, 2024

    Fast resolution on any request. Good service for customers. I hope to come new bank from TATA

    YEGILISETTY MALLESWARA RAO

    Personal Loan | 16 January, 2024

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