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Microfinance loan interest rates are the proportion of the loan amount a financial institution charges as interest to the borrower. The rate is usually expressed as an annual percentage. For Microfinance loans, the interest rate is applicable on the principal amount.
The processing fee is the amount charged on your Microfinance Loan application as a one-time charge for the entire loan process. The processing fees usually comprise the charges required to review your CIBIL score, check for Microfinance Loan approval, and other administrative costs.
1% + GST