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Insurance

Overview

Overview Motor Life Health Wellness Solutions Protection Retirement and Child Travel and Home

Types of Insurance Offered by Tata Capital

Choose from a wide range of Insurance offerings from our partners

Motor Insurance

You love your vehicle as more than just a mode of transport - so why not give it the care it deserves? While getting motor insurance is compulsory, there are various choices available, and we are here to help you make the right one.

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Life Insurance

We understand how important your family’s happiness is to you and how hard you work for them. It is equally important to secure your family’s future by taking a life protection cover.

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Health Insurance

Health insurance plans insure you against unexpected medical emergencies and keep your family’s finances stable during a testing time.

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Wellness Solutions

Wellness is to illness what prevention is to cure. Wellness solutions assure you of affordable and smart ways to manage health. Provide for yourself and your family’s well-being in time by availing value-added health solutions.

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Protection Plans

From lost wallets and ATM cards to kitchen appliances and handheld devices, we’ve got you covered at all times. Explore a myriad of relevant protection plans that seamlessly integrate with your daily lives.

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Retirement Solutions & Child plans

Build a financial cushion today to enjoy a better tomorrow. May it be your post-retirement dreams or wishes for your growing child, consider Retirement Solutions and Child Plans as an integral part of your future plan.

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Home & Travel Insurance

You worked harder, longer, and saved every rupee to give yourself and your loved ones the security of a home and the luxury to travel. May it be indoors or outdoors, it’s only understandable that you would want to secure your home against any possible natural or man-made catastrophe. At the same time, you’d want to travel with some peace of mind and have your trip insured against unforeseen emergencies like loss of baggage, flight delays, personal accident, and unexpected hotel accommodation. So, get affordable travel and home insurance at competitive interest rates.

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Why Choose Tata Capital Insurance?

Reliability: Tata Capital is a trusted financial brand known for transparent processes and dependable customer support.
Customer-centric services: The insurance policies are designed to meet customer needs, with quick assistance and smooth claim-handling.
Wide product range: From health and life to motor and travel insurance, Tata Capital offers solutions for every requirement.
Easy application process: The simple online insurance process allows you to compare plans, apply, and get instant issuance without hassle.
Competitive interest rates: Affordable insurance premiums and attractive rates make it easier to access quality insurance within your budget.

How to Apply Insurance with Tata Capital?

It is a very simple process

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Fill a short form providing basic details

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Get in touch

Our team would get in touch with them and would take it further

What is Insurance?

Insurance is a financial tool that protects you against unexpected losses or emergencies. It involves paying a small premium regularly to an insurance provider, thereby transferring the risk of major expenses to the provider. These include medical bills, accidents, or property damage.

At Tata Capital, we understand your insurance needs and offer Insurance policies that provide protection against any unforeseen risks. Tata Capital has solutions to cater to your various needs - you can avail any of the Online Insurance policies with just a few clicks!

At Tata Capital, we don’t just insure, we protect!

Disclaimer: Tata Capital Limited (“TCL”) bearing License no. CA0896 valid till 21-Jan-2027, acts as a Composite Corporate Agent for TATA AIA Life Insurance Company Limited, HDFC Life Insurance Company Limited, BAJAJ Allianz Life Insurance Company Limited, Kotak Mahindra Life Insurance Company Limited, GO DIGIT Life Insurance Company Limited, TATA AIG General Insurance Company Limited, IFFCO Tokio General Insurance Company Limited, GO DIGIT General Insurance Company Limited, Cholamandalam MS General Insurance Company Limited, Magma HDI General Insurance Company Limited, The Oriental Insurance Company Limited, Star Health and Allied Insurance Company Limited, United India Insurance Co. Ltd, National Insurance Company Limited, and Niva Bupa Health Insurance Company limited.

Please note that, TCL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms & conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

The Registered office of TCL is Tata Capital Limited, 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam, Marg, Lower Parel, Mumbai-400013

Why is Insurance Important?

It is beneficial to have an insurance policy. The following aspects highlight the importance of insurance:

Financial protection: Insurance protects you from heavy expenses during medical emergencies, accidents, or damage. It ensures you don’t drain your savings.
Effective risk management: It transfers the financial risk of unexpected events to the insurer, reducing your personal liability.
Long-term wealth creation: Certain types of insurance, such as Unit-Linked Insurance Plans (ULIPs) and endowment policies, help you grow wealth while providing protection.
Support for families: Life insurance coverage secures your family’s financial needs in case of an unfortunate event.
Peace of mind: Insurance gives you confidence as you know you’re protected against life’s uncertainties.

How Does Insurance Work?

When you purchase an insurance policy, you pay a premium to the insurer. Generally, the frequency of insurance premium payment is annual. In return for this premium, the insurance company protects you against unforeseen events. It pays for the expenses if a covered event occurs.

For example, if your hospital bill is worth Rs. 50,000 and you have health insurance coverage, the insurer pays most or all of it. Similarly, with car insurance, the company covers repair costs if your vehicle is damaged. This system ensures you don’t face large, sudden expenses and remain financially secure.

Things to Consider When Buying Insurance Online

Here are a few things to keep in mind before buying an insurance policy.

Policy comparison: Review multiple plans online to find the best mix of insurance coverage, premiums, and benefits.
Credibility of insurer: Choose a trusted insurer who is popular for reliability and strong financial stability.
Coverage details: Check what the policy includes, such as hospitalization, accidental cover, or life protection.
Exclusions: Understand what is not covered to avoid surprises during the claim process.
Claim settlement ratio: A higher ratio indicates smoother and faster claim approvals.
Customer reviews: Through real feedback, you can understand an insurer’s service quality and overall experience.

Benefits of Insurance

There are plenty of benefits of insurance. An insurance policy helps you stay financially protected and prepared for life’s uncertainties.

Financial security: Insurance covers major expenses like medical bills, accidents, or loss of income. It ensures that you don’t have any financial burden during emergencies.
Peace of mind: When you know you’re protected against unexpected events, your stress reduces. As a result, you’re able to focus on achieving your goals.
Tax advantages: Many insurance policies offer tax benefits under relevant sections, such as Section 80C, 80D, and 10(10D). It helps you save money while staying insured.
Long-term wealth generation: Plans such as ULIPs and endowment policies combine protection with savings or investment benefits, helping you build future wealth.
Access to quality services: Health and motor insurance give you access to cashless hospitals, repair networks, and priority services, ensuring quick and efficient support.
No claims bonus: If you don’t file claims within a policy period, you earn rewards like discounted premiums or enhanced coverage, adding extra value.

Why Choose Tata Capital

To be based on trusted brand of Tata

Have tie ups with renowned partners in the insurance industry

FAQs on Insurance

You can calculate your insurance premium based on factors like age, income, health condition, coverage amount, policy type, and tenure. Some insurers also consider lifestyle habits, risk profile, and add-on riders. You can use an online premium calculator to get an accurate estimate before purchasing.

Insurance provides financial protection against unexpected events like illness, accidents, or loss of income. It ensures your family stays financially stable during emergencies, covers major expenses, and prevents long-term debt. It acts as a safety net to help you manage risks and secure your future.

You can buy insurance online through Tata Capital by visiting the designated page on our website, selecting your preferred insurance type, filling in your personal details, uploading documents, and making a secure payment. You can use the premium calculator for accurate estimations. The process is quick, simple, and offers instant policy issuance.

Insurance coverage typically includes financial protection for specified risks such as medical expenses, accidental injuries, property damage, or life protection. Depending on the policy, it may also offer add-ons like critical illness cover, disability benefits, or personal accident coverage to enhance overall protection.

Health insurance covers hospital bills, treatments, and emergencies, reducing your medical burden. Life insurance secures your family’s future with financial support in case of an unfortunate event. Together, they provide peace of mind, long-term protection, and improved financial stability.

To file an insurance claim, notify your insurer immediately. Fill out the claim form and submit the required documents, such as medical reports, bills, or proof of loss. The insurer verifies your claim and processes the settlement. The process is faster with online claim submission options.

Yes, most insurance policies can be renewed online. You can visit Tata Capital’s website, enter your policy details, review coverage, update information if needed, and make the payment. Online renewal is quicker, more secure, and helps ensure your policy remains active without any coverage gaps.

Explore Other Insurance Products

Life Insurance

We understand how important your family’s happiness is to you and how hard you work for them.It is equally important to secure your family’s future by taking a life protection cover.

We present to you a broad range of Protection Plans uniquely designed to secure your family at every stage of life.

Know More

Health Insurance

Maintaining a healthy lifestyle is very important to cope with new emerging diseases.

Having said that, even if you are currently fit and do not need any medical help, it’s important to have health insurance coverage that secures your future medical needs.

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Wellness Plans

Wellness is to illness what prevention is to cure. Wellness Solutions assure you affordable and smart ways to manage health. Provide for yourself and your family’s well being in time by availing value- added health solutions.

Know More

Protection Plans

From lost wallets and ATM cards to kitchen appliances and handheld devices; we’ve got you covered at all times. Explore a myriad of relevant protection plans that seamlessly integrate with your daily lives.

Know More

Retirement Solutions and Child Plans

Build a financial cushion today to enjoy a better tomorrow. May it be your post retirement dreams or wishes for your growing child; consider Retirement Solutions and Child Plans as an integral part of your future plan.

Know More

Travel & Home Insurance

You worked harder, longer and saved every rupee to give yourself and your loved ones the security of a home and the luxury to travel. It's understandable that you would want to secure your home against any possible natural or man-made catastrophe. Travel with some peace of mind and insure your trip against unforeseen emergencies like loss of baggage, flight delays, personal accident and unexpected hotel accommodation.

Know More