Home Renovation Loans
Tata Capital provides hassle free home loans for the people who already have a home but would need money in bulk for repair and maintenance or renovating interiors. This home loan is provided from Rs. 200,000/- and goes up for a more customized solution. Also one can get a tax deduction up to Rs 30000/- under section 24(b) of Income Tax Act, 1961 on the interest payment made towards a home renovation loan in a year.
How can you use our Home Renovation Loan ?
Home loans can be availed for various purposes related to any housing needs.
Why choose Tata Capital ?
Tata Capital offers customized Solutions with attractive interest rates and better home loan eligibility criteria. The home loan is offered for a tenure of up to 30 years with speedy disbursal. Additionally, we also provide services of property advisor with complete legal evaluation.
You choose either a fixed or flexi EMI across multiple application channels - branches, online portals, customer service executives, etc. We provide full online access to your loan account with absolute transparency. With post disbursement services, Tata Capital also provides doorstep documentation and disbursement.
Interested in Applying for a Home Loan ?
|1||Interest Rates Per Annum||Starting from 8.75%|
|2||Loan Amount||Minimum Rs. 1,00,000.00|
|3||Processing Fees||Up to 2.00%|
|4||Tenure||12 Months||360 Months|
|5||Preclosure Fee*||Upto 2.00%|
|6||Part Payment Fee||Rs 0.00 ( up to 25% of principal outstanding in a year)|