Category Charges on Rs. 30 Lakhs loan
Dishonour of any check/payment instruments Rs 600 per instrument per instance
Processing Fee Up to 5% of the amount + GST
Statement of Accounts Charges

Customer Portal – Nil 

Branch Walk-in – Rs 250/-
Stamp Duty Charges At Actuals
Cooling off/look-up period (Borrower shall not be charged any penalty on prepayment of loan) 3 days from the date of loan disbursal
Hybrid Term Loan annual maintenance charges

AMC shall be levied at 0.25% of the Dropline Amount or INR 1,000, whichever is higher, and shall be computed on the opening balance in the month in which the charge is to be levied.

For Loans booked prior to or on the 15th of a month:

AMC shall be charged in the 13th month, 25th month, 37th month, 49th month, and every 12 months thereafter during the tenure.

For Loans booked after the 15th of the month:

AMC shall be charged in the 12th month, 24th month, 36th month, 48th month, and every 12 months thereafter during the tenure.

 

Such AMC shall be collected along with the EPI of the respective month, except for the final EMI month, wherein no AMC shall be levied.
Part Payment Charges

a) No part prepayment charges shall be applicable on payment of up to 25% of disbursed loan amount during the entire loan tenure.

b) Within 12 months of the first disbursement- 6.5% of the part prepayment amount

c) After 12 months of the first disbursement- 4.5% of the part prepayment amount

d) For part prepayment on Dropline Facility (Hybrid Term Loan), part prepayment charges as mentioned in (b) and (c) above will be applicable only if the facility amount is reduced
Foreclosure charges on Term Loan Facility


a) Within 12 months of the date of first disbursement- 6.5% of the principal outstanding at the time of foreclosure

b) After 12 months of the date of first disbursement- 4.5% of the principal outstanding at the time of foreclosure
Foreclosure charges in Hybrid Term Loan cases

a) Within 12 months of the date of first disbursement- 6.5% of the dropped down facility amount at the time of foreclosure 

b) After 12 months of the date of first disbursement- 4.5% of the dropped down facility amount at the time of foreclosure