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up to Rs. 1 Crore

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Saurabh Agrawal

Chairman (Non-Executive Director)


Mr. Saurabh Agrawal is the Group Chief Financial Officer of Tata Sons Private Limited (“Tata Sons”), the holding company. Prior to joining Tata Sons in June 2017, he was the Head of Strategy of the Aditya Birla Group.

In a career spanning over two decades, Mr. Agrawal has been the Head of Investment Banking in India for Bank of America Merrill Lynch and also Head of the Corporate Finance business in India and South Asia for Standard Chartered Bank.

Mr. Agrawal has wide-ranging experience in strategy and capital markets, with a ringside view of the evolution of the Indian economy since the mid-90s. Mr. Agrawal has helped various large Indian and global corporates on capital markets as well as mergers and acquisitions. He has worked with several business groups both Indian and global.

Mr. Agrawal completed his Undergraduate degree in Chemical Engineering from Indian Institute of Technology, Roorkee and has a Postgraduate Management Degree from Indian Institute of Management, Kolkata.

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Farokh Nariman Subedar

Non-Executive Director


Mr. Farokh Subedar has vast experience in the areas of company administration, finance, taxation and accounts. He has been on the boards of various
Tata companies and has been closely associated with several Tata Non - Banking Financial Companies. Mr. Subedar superannuated from Tata Sons Private Limited (“Tata Sons”) as the Chief Operating Officer. Mr. Subedar also functioned as the Chief Financial Officer and Company Secretary of Tata Sons. Mr. Subedar’s association with Tatas spans over 36 years. He has also been the past President of the Bombay Chamber of Commerce and Industry.

Mr. Subedar holds a Bachelor’s degree in Commerce and is a Member of The Institute of Chartered Accountants of India and The Institute of Company Secretaries of India.



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Varsha Purandare

Independent Director


Ms. Varsha Purandare have over 36 years of experience in the areas of Credit, Forex, Risk, Treasury, Capital Markets, Investment Banking and Private Equity.

Ms. Purandare was the Managing Director and Chief Executive Officer of SBI Capital Markets Limited (“SBI Caps”) from November 2015 up to December 2018, where she was overall in-charge of SBI Caps and its five subsidiaries, covering investment banking and encompassing Equity Capital Markets, Debt Markets, Private Equity, Institutional & Retail Broking, Trustee & Foreign Subsidiaries.

Prior to this, Ms. Purandare was the Deputy Managing Director and Chief Credit and Risk Officer of State Bank of India, where she headed the highest Credit Committee and was in-charge of the overall credit function.

Besides the above, Ms. Purandare had held several positions in Stata Bank of India, in India and abroad.

Ms. Purandare holds a Bachelor’s degree in Science (Chemistry) and has a Diploma in Business Management.

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Malvika Sinha

Independent Director


Ms. Malvika Sinha has been a career central banker for over 38 years.  During her tenure at the Reserve Bank of India (“RBI”) she has overseen the regulation and supervision of Banks, NBFCs and Cooperative Banks.  In addition, Ms. Sinha have worked in the Foreign Exchange Department, managed the domestic debt of the Central and State Governments and the internal accounts of the RBI. Ms. Sinha was in-charge of Human Resources and managed all aspects of training, placement, performance appraisal for all 15000 officers and support staff. She was also CEO of the Deposit Insurance and Credit Guarantee Corporation, a subsidiary of the RBI.

Ms. Sinha was a Director on the Board of State Bank of Bikaner and Jaipur and member on the Governing Council of the Indian Institute of Banking Finance and the Governing Board of Institute of Banking Personnel Selection.

Ms. Sinha holds a Masters Degree in Public Administration from the Woodrow Wilson School of Public and International Affairs, Princeton University, USA and a Masters Degree in Arts from Elphinstone College, Mumbai University.

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Aarthi Subramanian

Non-Executive Director


Ms. Aarthi Subramanian is the Group Chief Digital Officer at Tata Sons Private Limited, the holding company. She leads the Group Digital team which works with Tata companies to drive greater ‘Digital’ quotient across their organisations and bring greater rigor and efficiency to the operations.

Ms. Subramanian, a professional with over 30 years of experience in the technology sector, started her career as a graduate trainee in Tata Consultancy Services Limited (“TCS”) in 1989 and went on to become an analyst, project manager and then moved from Account Management roles to a Senior Executive role in TCS. She worked in diverse roles in India, Sweden, the US and Canada, thereby gaining rich experience in consulting engagements and management of large-scale technology programs as well as operations.

At TCS, she was an Executive Director and Global Head of Delivery Excellence, Governance & Compliance, responsible for driving excellence in service delivery, governance of transformation programs & strategic initiatives as well as enterprise-wide risk and compliance.

Ms. Subramanian holds a B.Tech in Computer Science from National Institute of Technology, Warangal (India) and a Masters in Engineering Management from the University of Kansas (USA).

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Rajiv Sabharwal

Managing Director & CEO


Mr. Rajiv Sabharwal has over 28 years of experience in the banking and financial services industry.

Mr. Sabharwal was a Partner in True North Managers LLP, which was mainly involved in building and managing businesses with a primary focus in the financial service sector.  He served as an Executive Director on the Board of ICICI Bank and was responsible for several businesses including retail banking, business banking, rural banking, financial inclusion business and digital banking technology. He also served as the Chairman of ICICI Home Finance Company Limited and was on the Board of ICICI Prudential Life Insurance Company Limited. He was also on the Investment Advisory   Committee (Real Estate) of ICICI Prudential AMC. He served on a number of committees of Reserve Bank of India and Indian Banks Association.  He had successful stints with True North Managers LLP, Sequoia Capital, Godrej Group, SRF Finance, GE Capital and Times Bank.

Mr. Sabharwal was acknowledged for his contribution to the growth of the Retail Banking and Real Estate and Housing Finance market in India.

Mr. Sabharwal holds a B.Tech in Mechanical Engineering from Indian Institute of Technology, Delhi and has a Post Graduate Diploma in Management from Indian Institute of Management, Lucknow.