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    Types of Hybrid Term Loan offered at Tata capital

  • Monthly Hybrid Term Loan

    • Under this original assigned sanctioned Hybrid Term Loan amount shall decrease every month by an equal amount till the tenure of loan facility ends. 

    • Dropdown amount is calculated as sanctioned amount divided by total tenure of the loan. 

    • During the tenure customers will be charged interest on utilized amount and principal due (if any) on a monthly basis

  • Fixed plus Monthly Hybrid Term Loan

    • Original assigned sanctioned Hybrid Term Loan amount remains fixed for first 12 months. 

    • After 12 completed months of fixed tenor, the original assigned amount shall start decreasing every month by an equal amount till the tenure of loan facility ends

    • Dropdown amount is calculated as sanctioned amount divided by dropline tenor of the loan

    • During the Fixed period only interest on utilized amount is deducted. After completion of fixed tenure, interest on utilized amount along with principal due (if any) will be deducted 

     

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Business Loan | 18 Jun, 2025

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Business Loan | 11 May, 2025

Find the right Loan for you

Machinery Loans

If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory.

You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.

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MSME Loans

MSMEs are the second-largest employer in India after the agriculture sector.

To help these MSMEs grow and flourish without being affected by financial hurdles, Tata Capital offers MSME loans or SME loans at competitive interest rates.

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Hybrid Term Loan

If you’re unsure of the total loan amount that you may need for your business, you can avail of a Hybrid Term business loan.

With Tata Capital, you can get an Hybrid Term Loan for business of up to Rs. 90 lakhs at an affordable interest rate.

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Small Business Loan

Tata Capital’s small business loans are tailor-made loans to help micro and small businesses in India meet their urgent monetary requirements.

You can apply for a new small business loan online and get the funding from the comforts of your home or office.

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