Retail API catalogue

eNACH API

This API enables e-mandate registration for repayment of loan

Penny Drop API

This API checks the activeness of bank account along with bank holder's name

Loan Management Application Creation API

These APIs enable capturing and storing of all the data & documents w.r.t customer's loan application and assisting in pushing of the application in Lead management System & Loan management System

Webtop Creation

These APIs enable capturing and storing of all the data & documents w.r.t customer's loan application and assisting in pushing of the application in Lead management System & Loan management System

Verification Module 0

These APIs are to fetch customer's bureau information, Business rule engines, financial analysis, automation of CAM, RTR module, credit scorecards, loan eligibility and decision for the application

Verification Module 1

These APIs are to fetch customer's bureau information, Business rule engines, financial analysis, automation of CAM, RTR module, credit scorecards, loan eligibility and decision for the application

Verification Module 2

These APIs are to fetch customer's bureau information, Business rule engines, financial analysis, automation of CAM, RTR module, credit scorecards, loan eligibility and decision for the application

Statement Upload

This API enables to fetch customer's banking and its analysis through three different methods

Online API

This API enables to fetch customer's banking and its analysis through three different methods

ITR Login

This API enables customer's ITR fetch and analysis

ITR Upload

This API enables customer's ITR fetch and analysis

GST Login

This API enables customer's GST fetch and analysis

VAHAN API

Validate Registration certificate

Indian Blue Book (IBB)

Used car Valuation

Bank Statement Analyzer

Analyse Banking from source/ Banking statement

Business day API

This API is used to fetch the TCL Lead Management System date 

Push to Loan Management System

This API is used to push lead to TCL Lead Management System

eNACH API

This API enables e-mandate registration for repayment of loan

Penny Drop API

This API checks the activeness of bank account along with bank holder's name

Process Receipt

This API is used to post the repayment to the lender

Adhoc Receivable API

This API is used to post charges in TCL system

Adhoc Payable API

This API is used to waive off bounce/ overdue charges in the TCL system

Get Details for Foreclosure

This API is used to fetch outstanding details (Principal outstanding, Principal due, Interest due, Overdue interest due, Bounce charge due etc.) at TCL system

Banking Analysis

This API enables to fetch customer's banking and its analysis through three different methods

GST Analysis

This API enables customer's GST fetch and analysis

ITR Analysis

This API enables customer's ITR fetch and analysis

CAM

This API enables automated CAM generation basis customer's available information

ENACH API

This API enables e-mandate registration for repayment of loan

Penny Drop API

This API checks the activeness of bank account along with bank holder's name

Lead Creation

This API is used to capture the customer details & the facility requirements for lead creation

Opportunity creation

This API is used to capture the customer details & the facility requirements for opportunity creation

Document Folder creation

This API is used to for folder creation in Document Management System

App ID creation API

Enables to push lead to Tata Capital Loan Management System

Loan Account API

Enables to fetch the Loan Account Number from lenders end

CKYC

This API is used to download customer details and extract KYC Documents from CERSAI CKYC Repository.  It contains Proof of Address and Proof of Identity details basis CKYC ID

CKYC with AI

This API helps to match the data and document received from CERSAI without any manual intervention

OKYC

This API is used to fetch customer Aadhaar details verified by UIDAI

KYC Document Storage API

This API is used to fetch customer Aadhaar details verified by KYC Document Storage

Face Match and Liveliness Check

This API is used to verify customer's identity with available KYC details

Business day API

Enables to fetch Loan Management System date

Process Receipt

This API enables to post the repayment to the lender

Adhoc Receivable API

Enables to post charges in Tata Capital Limited system

Adhoc Payable API

Enables to waive off bounce/ overdue charges in the Tata Capital Limited system

Instant Disbursement API

Enables credit payment to the customer's bank

Foreclosure Details API

To fetch outstanding details (Principal outstanding, Principal due, Interest due, Overdue interest due, Bounce charge due etc) at Tata Capital Financial Services Limited system

Statement of Account API

To allow fetching of account details and generate statement

Interest Servicing API

To allow calculation of interest on the outstanding balance

TDS certificate API

To allow calculation of Tax deducted

GSTIN API

Enables to fetch GST details of corporate

Bank Statement Analyzer API

Enables financial statement analysis

Account Aggregator API

Enables to obtain customer financial information from registered Financial Information Providers (FIPs)