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Medical Loan EMI Options

The 3 Hows of deciding the right EMI

  • How soon do you want to pay off the personal loan for medical emergency?
  • How much can you afford to pay in a month?
  • How much of an interest rate are you comfortable with?

How much EMI do you need to pay?

Equated Monthly Instalment depends on the loan amount, the interest rate charged and the period for which the loan is taken. We provide Medical Loans with loan tenure up to 72 months.

You can choose your EMI amount that is comfortable for you by using the Medical Loan EMI calculator

How can you repay a Medical Loan?

You can decide how you want to repay the loan. For a fixed amount of loan and interest, you can choose the tenure and EMI that is comfortable for you. The longer the tenure, lower will be the EMI. You can also prepay your loan after meeting defined terms and conditions. 

You can pay your loan through auto debit or ECS facility. In exceptional cases, you can also opt for a post-dated cheque payment facility.

WHICH EMI OPTION IS SUITABLE FOR YOU?

You can repay your Medical Loan in easy monthly instalments.

Standard EMI Plan
Standard EMI Plan allows you to pay the principal amount along with the interest consistently for your defined period.
  • EMI amount remains the same for the entire loan period
Ideal if

You have a regular income

Step Up Flexi EMI Plan

Step Up Flexi EMI Plan offers great flexibility. This Medical Loan repayment option allows you to pay lower EMIs in the beginning and as your salary increases, you pay higher EMIs.

  • Pay more when you can afford
  • Helps to manage income flow efficiently
Ideal if
You expect your income to increase at regular intervals

EMI Calculator

Pre-Payment Calculator

Find the right loan for you

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