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Copy of photo identity proof of both the student & parent. Can also submit a copy of Voter ID / Passport / Driving license / Aadhaar Card
Attested copies of Marks Sheets & Certificates (from 10th standard)
As issued by the admitting School / College / Institute
For the last three months & ITR of Parent/Guarantor
All essential documents issued by the admitting School / College / Institute including prospectus, breakup of fees, etc.
If there is an immovable property offered as security
How soon do you want to pay off the education loan?
How much can you afford to pay in a month?
How much of an interest rate are you comfortable with?
Equated Monthly Instalment (EMI) depends on the principal loan amount, the interest rate charged and the period for which the loan is taken.
You can choose your EMI amount that is comfortable to you by using the Education Loan EMI calculator.
You can decide how you want to repay your personal loan for education. For a fixed amount of loan and interest, you can choose the tenure and EMI that is comfortable for you. The longer the tenure, lower will be the EMI. You can also prepay your education loan after meeting defined terms and conditions.
You can pay your loan through auto debit or ECS facility. In exceptional cases, you can also opt for a post-dated cheque payment facility.