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You are eligible for an Education Loan if you are an Indian National, between the age of 16-26 years and have a good past academic record.
We expect you or your parents to have a stable income source.
You should either show security or have a guarantor and your eligibility also depends on the credit history of your co-applicants.
Copy of photo identity proof of both the student & parent. Can also submit a copy of Voter ID / Passport / Driving license / Aadhaar Card
Attested copies of Marks Sheets & Certificates (from 10th standard)
As issued by the admitting School / College / Institute
For the last three months & ITR of Parent/Guarantor
All essential documents issued by the admitting School / College / Institute including prospectus, breakup of fees, etc.
If there is an immovable property offered as security
The maximum amount will depend on your needs and eligibility. Typically, the maximum loan amount approved to study domestically is ₹ 15 lakhs and internationally is ₹ 30 lakhs.
Education Loan EMI calculator helps you to understand the EMI that you will pay towards the principal payments and interest payment over the loan tenure. Use the EMI calculator to know how much money you can pay monthly over a course of time to repay your student loan. With the help of our education loan EMI calculator, you can plan your monthly instalments and conveniently pay off the loan.
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