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Education Loan Eligibility And Documents

Education Loan Eligibility


You are eligible for an Education Loan if you are an Indian National, between the age of 16-26 years and have a good past academic record.

We expect you or your parents to have a stable income source.

You should either show security or have a guarantor and your eligibility also depends on the credit history of your co-applicants.

Documents required for Education Loan

Photo identity Proof

Copy of photo identity proof of both the student & parent. Can also submit a copy of Voter ID / Passport / Driving license / Aadhaar Card

Marks Sheets & Certificates

Attested copies of Marks Sheets & Certificates (from 10th standard)

Admission Letter

As issued by the admitting School / College / Institute

Income Proof
Bank statements for the past six months
Salary slips

For the last three months & ITR of Parent/Guarantor

Other Documents

All essential documents issued by the admitting School / College / Institute including prospectus, breakup of fees, etc.

Documents for Studying Abroad
Employment Contract, Entry Permit, Admission letter & I-20 Form from Foreign Institution
Property documents

If there is an immovable property offered as security

Employment Details (if employed)
Resignation letter, Acceptance of Resignation letter or Sanction letter for study leave

What’s the maximum amount of Education Loan you can get?

The maximum amount will depend on your needs and eligibility. Typically, the maximum loan amount approved to study domestically is ₹ 15 lakhs and internationally is ₹ 30 lakhs. 

EMI Calculator

Education Loan EMI calculator helps you to understand the EMI that you will pay towards the principal payments and interest payment over the loan tenure. Use the EMI calculator to know how much money you can pay monthly over a course of time to repay your student loan. With the help of our education loan EMI calculator, you can plan your monthly instalments and conveniently pay off the loan.

Pre-payment Calculator

Pre-payment of a Education loan involves repaying a large instalment of your loan before the due date. The Education Loan pre-payment calculator allows you to assess the effect of such early loan repayments on your finances including your resultant EMI, tenor etc.

Find the right loan for you