Category Charges on Rs. 90,000 loan
Processing Fees Up to 5% of the amount + GST
Annual Maintenance Charges (For customers opting for flexible funding option such as PL Overdraft)

AMC shall be levied at 0.25% of the Dropline Amount or INR 1,000, whichever is higher, and shall be computed on the opening balance in the month in which the charge is to be levied.

For Loans booked prior to or on the 15th of a month:

AMC shall be charged in the 13th month, 25th month, 37th month, 49th month, and every 12 months thereafter during the tenure.

For Loans booked after the 15th of the month:

AMC shall be charged in the 12th month, 24th month, 36th month, 48th month, and every 12 months thereafter during the tenure.

Such AMC shall be collected along with the EPI of the respective month, except for the final EMI month, wherein no AMC shall be levied.
Collection Charge (For payment through cheque made out to a non-local branch) Outstation collection charge ‘At Actuals’
Statement of Accounts (For hard copy in case of branch walk-in) Rs 250+GST
Loan Cancellation Charges (After disbursal) 2% of the total loan amount or Rs 5750 whichever is higher
Payment Instrument Swapping Charges (For swapping eMandate or post-dated cheques from another account) Rs 550+GST per instance
Duplicate Repayment Schedule Charge Rs 550+GST per instance
Duplicate NOC Rs 550+GST per instance
Pre-payment Charges (After 12 months lock-in period, allowed once per year) 4.5% on amount over and above 25% of principal outstanding and up to maximum 50% of principal outstanding