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Product Disclaimers

Retail Loans

Personal Loans

Personal Loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.

 

Business Loans

Business Loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.

 

Home Loans

Use of Information and Materials

The Content (material, information, data, Money Market movements, news items, etc.) contained on this web site is provided for general information only and should not be used as a basis for making business/commercial decisions. You are advised to exercise due caution and/or seek independent advice before entering into any investment or financial obligation based on the Content.

The Content contained in this site, including text, graphics, links or other terms are provided on an "as is" , "as available" basis and are protected by copyright. You may not distribute text or graphics to others without the express written consent of Tata Capital Limited. You may not copy, download, publish, distribute or reproduce any of the Content contained on this web site in any form without prior permission of Tata Capital Limited.

The Content on this web site should not be regarded as an offer, solicitation, invitation, advice or recommendation to buy or sell investments, securities or any other instrument or financial products / schemes.

No Representation or Warranty

The Content (material, information, data, Money Market movements, news items, etc.) contained on this web site is provided for general information only and should not be used as a basis for making business/commercial decisions. You are advised to exercise due caution and/or seek independent advice before entering into any investment or financial obligation based on the Content.

The Content contained in this site, including text, graphics, links or other terms are provided on an "as is" , "as available" basis and are protected by copyright. You may not distribute text or graphics to others without the express written consent of Tata Capital Limited. You may not copy, download, publish, distribute or reproduce any of the Content contained on this web site in any form without prior permission of Tata Capital Limited.

The Content on this web site should not be regarded as an offer, solicitation, invitation, advice or recommendation to buy or sell investments, securities or any other instrument or financial products / schemes.

Limitation of Liability

The Content (material, information, data, Money Market movements, news items, etc.) contained on this web site is provided for general information only and should not be used as a basis for making business/commercial decisions. You are advised to exercise due caution and/or seek independent advice before entering into any investment or financial obligation based on the Content.

The Content contained in this site, including text, graphics, links or other terms are provided on an "as is" , "as available" basis and are protected by copyright. You may not distribute text or graphics to others without the express written consent of Tata Capital Limited. You may not copy, download, publish, distribute or reproduce any of the Content contained on this web site in any form without prior permission of Tata Capital Limited.

The Content on this web site should not be regarded as an offer, solicitation, invitation, advice or recommendation to buy or s ell investments, securities or any other instrument or financial products / schemes.

Intellectual Property Rights

The Content (material, information, data, Money Market movements, news items, etc.) contained on this web site is provided for general information only and should not be used as a basis for making business/commercial decisions. You are advised to exercise due caution and/or seek independent advice before entering into any investment or financial obligation based on the Content.

 

Used Car Loans

Car Loans are brought to you by Tata Capital Financial Services Limited ("TCFSL") and are at its sole discretion. The indicative interest rates mentioned on the website only pertain to loans availed for cars which are for personal use. For loans for cars which are for commercial use, interest rates may differ. Interest rates may differ from time to time at the discretion of TCFSL. Terms and conditions apply.

 

Two Wheeler Loans

Two Wheeler Loans are brought to you by Tata Capital Financial Services Limited and are at its sole discretion. Terms and Conditions apply.

 

Consumer Durable Loans

Consumer Durable Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Terms and Conditions apply.    

 

Loan Against Property / Home Equity

Loans against Property / Home Equity are originated and serviced by Tata Capital Financial Services Limited (TCFSL) or Tata Capital Housing Finance Limited (TCHFL) and are at its sole discretion. Terms and conditions apply.

 

Loan Against Securities

Loan Against Securities are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Terms and conditions apply. 

 

Credit Card

Tata Credit Card is issued, operated and established by SBI Cards and Payments Services Private Limited and it is marketed and distributed by Tata Capital Financial Services Limited ("TCFSL").

Wealth Management

Wealth Management is a service offering of Tata Capital Financial Services Limited (TCFSL) and is offered at its sole discretion. Terms and conditions apply. 

Loans are referred by Tata Capital Wealth Management and may be offered by Tata Capital Financial Services Limited (“TCFSL”), Tata Capital Housing Finance Limited (TCHFL) or other entities. All loans are at the sole discretion of the entities offering the loans. 

Tata Credit Card is a white label credit card issued, established and operated by SBI Cards and Payments Services Pvt. Ltd. It is marketed and distributed by TCFSL. Terms and Conditions apply. All products other than the foregoing are only marketed by TCFSL and are brought to you by various entities at the sole discretion of those entities and the said entities would be solely responsible for all disputes or claims in regard to them.

TCFSL is also registered with the Securities and Exchange Board of India (“SEBI”) as an Investment Adviser bearing Registration no. INA000002215. As part of this offering, TCFSL advises on various products and services to its clients based on independent objective criteria and sound principles of financial planning based on customer’s financial goals.

TCFSL is also engaged in Mutual Fund Distribution business and is registered with The Association of Mutual Funds in India (“AMFI”) bearing ARN No. 84894. Please note that all Mutual Fund Investments are subject to market risks, read all scheme related documents carefully before investing for full understanding and details.

TCFSL bearing License no. CA0076 (valid till 31st Mar 2022), acts as a composite Corporate Agent of various Insurance Companies as permitted under IRDAI (Registration of Corporate Agents) Regulations 2015. TCFSL does not underwrite the risk or act as an insurer. For more details on the risk factors and terms & conditions, please read the sales brochure carefully before concluding the sale.

TCFSL is registered as a real estate agent with the Maharashtra Real Estate Regulatory Authority (Registration Number - A51900007512), Uttar Pradesh Real Estate Regulatory Authority (Registration Number - UPRERAAGT13915) and the Karnataka Real Estate Regulatory Authority (Registration Number -PRM/KA/RERA/1251/309/AG/180524/000937).

Investments in real estate are subject to market risks. TCFSL shall not be held liable for matters relating to or arising out of any investments made by the customer/ investor in real estate or related products.

Registered office: 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013, India.

General Insurance

Motor Insurance

Tata Capital Financial Services Limited (“TCFSL”) bearing License no. CA0076 valid till 31st Mar 2022, acts as a composite Corporate Agent for TATA AIA Life Insurance Company Limited, HDFC Life Insurance Company Limited, TATA AIG General Insurance Company Limited and New India Assurance Company Limited. Please note that, TCFSL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms & conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

Registered Office: 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013, India. 

 

Travel Insurance

Tata Capital Financial Services Limited (“TCFSL”) bearing License no. CA0076 valid till 31st Mar 2022, acts as a composite Corporate Agent for TATA AIA Life Insurance Company Limited, HDFC Life Insurance Company Limited, TATA AIG General Insurance Company Limited and New India Assurance Company Limited. Please note that, TCFSL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms & conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary. 

Registered Office: 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013, India. 

 

Health Insurance

Tata Capital Financial Services Limited (“TCFSL”) bearing License no. CA0076 valid till 31st Mar 2022, acts as a composite Corporate Agent for TATA AIA Life Insurance Company Limited, HDFC Life Insurance Company Limited, TATA AIG General Insurance Company Limited and New India Assurance Company Limited. Please note that, TCFSL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms & conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

Registered Office: The Registered office of TCFSL is 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013, India. 

 

Home Insurance

Tata Capital Financial Services Limited (“TCFSL”) bearing License no. CA0076 valid till 31st Mar 2022, acts as a composite Corporate Agent for TATA AIA Life Insurance Company Limited, HDFC Life Insurance Company Limited, TATA AIG General Insurance Company Limited and New India Assurance Company Limited. Please note that, TCFSL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms & conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

Registered Office: The Registered office of TCFSL is 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013, India. 

Life Insurance

Protection Foundation Plan

Tata Capital Financial Services Limited (“TCFSL”) bearing License no. CA0076 valid till 31st Mar 2022, acts as a composite Corporate Agent for TATA AIA Life Insurance Company Limited, HDFC Life Insurance Company Limited, TATA AIG General Insurance Company Limited and New India Assurance Company Limited. Please note that, TCFSL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms & conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

Registered Office: The Registered office of TCFSL is 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013, India. 

 

Saving and Investment Solutions - ULIP

Tata Capital Financial Services Limited (“TCFSL”) bearing License no. CA0076 valid till 31st Mar 2022, acts as a composite Corporate Agent for TATA AIA Life Insurance Company Limited, HDFC Life Insurance Company Limited, TATA AIG General Insurance Company Limited and New India Assurance Company Limited. Please note that, TCFSL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms & conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

Registered Office: The Registered office of TCFSL is 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013, India.

 

Saving and Investment Solutions - Traditional Insurance

Tata Capital Financial Services Limited (“TCFSL”) bearing License no. CA0076 valid till 31st Mar 2022, acts as a composite Corporate Agent for TATA AIA Life Insurance Company Limited, HDFC Life Insurance Company Limited, TATA AIG General Insurance Company Limited and New India Assurance Company Limited. Please note that, TCFSL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms & conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

Registered Office: The Registered office of TCFSL is 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013, India. 

Commercial Finance

Working Capital Loans

Working Capital Loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.

 

Term Loans

Term Loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.

 

Structured Products

Corporate Finance loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.

 

Construction Finance

Construction Finance loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.

 

Equipment Financing & Leasing

Equipment Financing and Leasing loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.