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पीएम आवास योजना फॉर्म ऑनलाईन कसा भरावा - PMAY

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03 जुलै 2026
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How to Fill PM Awas Yojana Form Online – PMAY

प्रधानमंत्री आवास योजना (PMAY) हा भारत सरकारचा अग्रगण्य उपक्रम आहे ज्याचा उद्देश पहिल्यांदा घरमालकांना परवडणारे घर प्रदान करणे आहे. 2015 मध्ये सुरू केलेले मिशन, मार्च 2022 पर्यंत 2 दशलक्ष पूर्णपणे कार्यरत "पक्का" घरे बांधण्याचे वचन देते.

'सर्वांसाठी घर' स्कीममध्ये प्रधानमंत्री आवास योजना (शहरी) आणि प्रधानमंत्री आवास योजना (ग्रामीण) यांचा समावेश होतो. हे अनुक्रमे शहरी गरीब आणि ग्रामीण गरीब अशा दोन पूर्णपणे भिन्न लोकसंख्येच्या गरजा पूर्ण करतात. दोन्ही कॅटेगरीज या योजनेअंतर्गत ऑफर केलेल्या लोन सबसिडीचा लाभ घेऊ शकतात, जे 20 वर्षांच्या कालावधीसाठी 6.5% पर्यंत कमी असेल.

आजपर्यंत, सरकारने गरिबांना परवडणारे हाऊसिंग प्रदान करण्यात प्रशंसनीय काम केले आहे, केवळ 2019 मध्ये 2.61 लाख हाऊसिंग युनिट्स विकले आहेत आणि 2.5 लाख अधिक 2021 पर्यंत विकले जातील. या योजनेत सध्या 26 राज्ये आणि 2508 शहरांमध्ये लाभार्थी आहेत.

जर तुम्हाला PMAY योजनेसाठी अर्ज करायचा असेल आणि PM आवास योजना फॉर्म ऑनलाईन कसा भरावा याचा विचार करत असाल, तर हा ब्लॉग PMAY योजनेचा तपशील आणि PMAY साठी कसे अप्लाय करावे याविषयी चर्चा करेल.

पीएम आवास योजनेसाठी पात्रता निकष

खालील कॅटेगरी PMAY प्रॉपर्टी मिळविण्यास पात्र आहेत-

₹3 लाखांच्या घरगुती इन्कमसह आर्थिक दुर्बल विभाग (EWS)
Lower Income Group (LIG) with a household income between ₹3 lakhs and ₹6 lakhs
Middle Income Group I (MIG I) with household income of ₹6 lakhs to ₹12 lakhs
Middle Income Group II (MIG II) with household income of ₹12 lakhs to ₹18 lakhs

तसेच, वाचा –होम लोन प्रोसेसिंगमध्ये टीएटी फूल फॉर्म आणि टर्नअराउंड टाइम म्हणजे काय?

What are the rules of PMAY?

Before applying for the Pradhan Mantri Awas Yojana (PMAY), it’s important to understand the eligibility criteria and rules that govern who can benefit from the scheme.

Property ownership: The applicant must not have a pucca house anywhere across the country.
Interest subsidy: The interest subsidy on home loans is available under PMAY-CLSS for purchase or construction of new houses. Also, the subsidy will vary based on the income category.
Income criteria: The four eligible categories based on the annual income of the applicant and their family members are EWS, LIG, MIG I, MIG II.
Loan amount: The loan amount approved for buying or constructing the house must be below the maximum limit defined under the scheme.
Application process: If eligible, interested candidates must only apply through authorised sources and submit all relevant documents along with the application form.
Period of validity: PMAY scheme features a set validity period and interests candidates must apply within this period to be eligible.
Property location: PMAY scheme benefits are available for properties in both urban and rural areas.
Co-ownership: Eligible married couples can apply for PMAY scheme to avail of subsidy.
Carpet area limit: The scheme defines the carpet area limit depending upon the income category. This limit must be met when buying or constructing a house.
Aadhaar linkage: All PMAY applicants and co-applicants must have a valid Aadhaar card.

तसेच, वाचा –बाउन्स केलेला चेक तुमचा CIBIL स्कोअर कसा कमी करेल?

PMAY beneficiaries

Wondering how to get PMAY? Check the PMAY eligibility criteria if you’re looking to apply:

Economically Weaker Section (EWS): The family’s total annual income is less than Rs. 3 lakhs
Lower Income Group (LIG): The family’s total annual income falls between Rs. 3 lakhs – Rs.6 lakhs
Middle Income Group I (MIG I): The family’s total annual income falls between Rs. 6 lakhs – Rs. 12 lakhs
Middle Income Group II (MIG II): The family’s total annual income falls between Rs. 12 lakhs – Rs. 18 lakhs

Along with this, applicants must not own a “pucca” house anywhere in India, and should not be a concurrent beneficiary of any other housing scheme.

तसेच, वाचा –होम लोनमध्ये OCR रक्कम म्हणजे काय?

What are the PMAY components?

Here are the various components of PMAY scheme-

In-Situ Redevelopment: This component focuses on transforming existing slum areas by providing formal housing to slum dwellers. Through the ISSR approach, the government collaborates with private developers to redevelop slum areas, offering eligible residents a grant of ₹1 lakh to provide urban slum dwellers with improved living conditions.
Affordable Housing in Partnership: Under AHP, the government partners with public and private sector entities to develop affordable housing projects. This initiative primarily targets the Economically Weaker Sections (EWS).
Construction of Beneficiary-Led Houses: The government offers financial assistance of up to ₹1.5 lakh to beneficiary-led houses to support the construction or improvement of their homes. This grant is available for beneficiaries exempted from other components including In-Situ Redevelopment, CLSS, or affordable housing in partnership.
Credit Linked Subsidy Scheme (CLSS): CLSS features interest subsidies on home loans for eligible beneficiaries, making housing finance more accessible and affordable. The government offers an interest rate subsidy of 6.50% on home loans by various financial institutions.

How to fill PM Awas Yojana form online?

Here’s a step-by-step break-down of how to fill the PMAY form –

Step 1: Login – Visit the official PMAY website – www.pmay.gov.in. Log in using your credentials.
Step 2: Choose your category – You’ll be prompted to choose between two options – ‘For slum dwellers’ and ‘Benefit under other 3 components’. Choose whichever option applies to you.
Step 3: AADHAR/ VID check – Next, applicants have to go through the AADHAR or Virtual ID (VID) existence check.
Step 4: Application filling – If the AADHAR/ VID check is successful, candidates can proceed to fill the PMAY online application form, where they’ll have to enter information regarding:

Address and Contact Details
Caste and Religious Details
बँक तपशील
उत्पन्नाचे तपशील
Housing requirement
रोजगार स्थिती
Details about family members
Preferred Component

Step 5: Save your progress – After filling in all details, read the disclaimer and check the box. Next, click on the ‘Save’ button.

How to apply for PMAY benefits under other 3 components online?

To understand how apply for PMAY scheme benefits under the other 3 components online, follow these steps-

Visit the official PMAY website at http://pmaymis.gov.in/
On the homepage, click on the ‘Citizen Assessment’ dropdown and choose ‘Benefits under other 3 components’.
Enter your Aadhaar card number and click on ‘Submit’
Once verified, you’ll be directed to the next page where you need to provide accurate information regarding your name, residential address, number of family members, age of the head of the family, religion, caste, contact number, and so on.
Once you have filled out all the necessary information, type the captcha code in the box and click on submit.

How slum dwellers can apply for PM Awas Yojana online

The PMAY website uses an integrated platform, which means the application process for slum dwellers is the same. While most of the steps are similar, there’s a small change-

Log on to the official PMAY website.
Under ‘Citizen Assessment’ dropdown, select ‘For Slum Dwellers’
Put in your Aadhaar Card number and click on submit.
The system will verify your information and take you to the next page where you need to enter your personal information such as name, address contact details, number of family members, age, and more to apply for the scheme.
After entering all the required information, click ‘Submit’.

How to register for PMAY offline?

If you are unable to apply for the PMAY scheme online, you can also register offline by following these steps-

Visit the Common Service Centre by the State Government
Fill in the PMAY application form.
Pay an application fee of ₹25 plus GST and submit the application form.

How to track your PMAY assessment status online

Once you have applied for the PMAY scheme, the portal makes it easy to track your application status online. कसे ते पाहा-

Visit the official website of PMAY
Navigate to the ‘Citizen Assessment’ dropdown and select ‘Track Your Assessment Status’
You will be redirected to the Track Assessment Form
Enter details like name, father’s name, mobile number, and Assessment ID.
Click on ‘Submit’
After submission, your assessment status will be available on the screen

तसेच, वाचा –लीव्ह आणि लायसन्स ॲग्रीमेंट म्हणजे काय?

How to verify the Gramin list of PM Awas Yojana applicant

To verify the Gramin List of PM Awas Yojana applicants, follow these steps-

Head to the official PMAY website
On the homepage, go to ‘Reports’ section
Select ‘Beneficiary Details for Verification’
Provide the necessary details including the District, State, Village, and Year
Select PMAY and enter the captcha code
Click on ‘Submit’ to view the list

Last date of filling PMAY online form

If you’re an eligible candidate and haven’t yet filled the PMAY application form, worry not, because you have ample time:

For households falling under the EWS/LIG category, the last date for form submission is 31 March 2022
For households belonging to the MIG I/ MIG II category, the last date for form submission is 31 March 2021

तसेच, वाचा –ईबीएलआर म्हणजे काय आणि लोन व्याज रेटवर त्याचा परिणाम काय?

Pradhan Mantri Awas Yojana subsidy

Here is the breakdown of subsidy available under the PMAY scheme to various eligible categories based on their income-

Beneficiary	Income Group	Subsidy
आर्थिकदृष्ट्या कमकुवत विभाग (EWS)	₹3 लाखांपर्यंत	6.50%
Lower Income Group (LIG)	₹3 lakhs to ₹6 lakhs	6.50%
Midde Income Group I (MIG I)	₹6 lakhs to ₹12 lakhs	4%
Middle Income Group II (MIG II)	₹12 lakhs to ₹18 lakhs	3%

Important points to remember while applying for PMAY scheme

When wondering about PMAY and how to apply, here are a few crucial pointers to ensure a smooth application process:

Start by verifying your eligibility for the scheme. You can do this online on the official website by clicking on “Check Pradhan Mantri Awas Yojana Eligibility”.
The form can be accessed either through the official Ministry website or by visiting any registered Common Service Centre (CSC) near you.
Make sure the information you provide in the form is accurate. Any mismatch or error could lead to your application getting rejected.
Have all necessary documents ready beforehand. This will save time and help you avoid last-minute hassles.
A valid Aadhaar number is mandatory to apply under PMAY.

Documents required to fill PM Awas Yojana form online

Before you begin the process of how to fill Awas Yojana form online, make sure you have the right documents ready. This will make the application smoother and help you complete the Pradhan Mantri Awas Yojana online form without delays. Here are the key documents you’ll typically need:

आधार कार्ड अर्जदाराचे

Identity proof (PAN card, voter ID, driving licence)

Address proof (ration card, utility bill, rental agreement, etc.)

Income certificate or salary documents

Bank account details and passbook

फोटो अर्जदाराचे

Details of the property/land, if applicable

Having these documents on hand will help when you’re checking how to apply Awas Yojana online form, ensuring a quick and hassle-free submission.

Common mistakes to avoid while filling PMAY online form

When figuring out how to fill Pradhan Mantri Awas Yojana form online, it’s easy to rush through the steps and miss important details. These small mistakes can lead to delays, rejections, or the need to resubmit the form. Here are some common errors you should avoid:

Incorrect personal information: Spelling mistakes in your name, wrong Aadhaar number, or mismatched details across documents can cause verification issues.

Submitting outdated or mismatched documents: Make sure your identity proof, income proof, and address proof are all current and carry the same information.

Poor-quality document uploads: Blurry photos, cropped images, or unreadable scans often lead to rejection. Always double-check clarity before uploading.

Skipping mandatory fields: Even if something feels irrelevant, leaving required fields empty can stop your form from being processed.

Using unofficial portals: Many applicants accidentally apply on third-party websites. Always fill the PMAY form only on the official government portal.

Ignoring eligibility criteria: Not checking income categories or requirement details can result in submitting a form you don’t qualify for.

Not reviewing the application: A quick review at the end helps catch errors and ensures all information is accurate.

निष्कर्ष

Now that you have the information you need on PMAY eligibility and the application process, you may be looking for looking affordable home loans. At Tata Capital, we’ve got your back. Apply for easy home loans at Tata Capital, available at competitive rates of interest. You can also explore options through our user-friendly home loan app. For more details, get in touch with us today.

हाऊस लोनसाठी अप्लाय करा

लोकप्रिय शोध

लोन विषयी अधिक

होम लोन होम एक्सटेंशन लोन अफोर्डेबल हाऊसिंग लोन प्रधान मंत्री आवास योजना होम कन्स्ट्रक्शन लोन होम लोन बॅलन्स ट्रान्सफर होम लोन साठी आवश्यक डॉक्युमेंट्स होम लोन व्याज दर होम लोन EMI कॅल्क्युलेटर होम लोन पात्रता 10 लाखांचे होम लोन 50 लाखांचे होम लोन 30 लाखांचे होम लोन 40 लाखांचे होम लोन

अधिक पाहा

सामान्य प्रश्न

प्रधानमंत्री आवास योजना (शहरी) म्हणजे काय?

PMAY (शहरी) ही एक सरकारी हाऊसिंग स्कीम आहे ज्याचे उद्दीष्ट व्याज सबसिडीद्वारे शहरी प्रदेशांमध्ये परवडणारे पक्के घर प्रदान करणे आहे.

प्रधानमंत्री आवास योजनेसाठी अर्ज कसा करावा?

तुम्ही pmaymis.gov.in येथे ऑनलाईन किंवा आवश्यक डॉक्युमेंट्ससह PMAY ॲप्लिकेशन फॉर्म भरून रजिस्टर्ड कॉमन सर्व्हिस सेंटरद्वारे ऑफलाईन अप्लाय करू शकता.

PMAY योजनेचा कमाल कालावधी किती आहे?

PMAY स्कीम अंतर्गत कमाल कालावधी 20 वर्षे आहे.

PMAY MIG साठी अंतिम मुदत काय आहे?

डिसेंबर 31, 2024 रोजी समाप्त झालेल्या PMAY MIG कॅटेगरीसाठी अंतिम मुदत.

जर माझ्या कुटुंबाचे वार्षिक उत्पन्न ₹.2 लाख असेल तर मी कोणत्या PMAY उत्पन्न गटाशी संबंधित आहे?

₹2 लाखांचे वार्षिक कौटुंबिक इन्कम असलेले अर्जदार PMAY मार्गदर्शक तत्त्वांनुसार आर्थिकदृष्ट्या कमकुवत सेक्शन (EWS) कॅटेगरी अंतर्गत येतात.

मी PMAY सबसिडीसह जमीन प्लॉट खरेदी करू शकतो/शकते का?

नाही, PMAY सबसिडी केवळ जमीन खरेदी करण्यासाठी लागू नाही. हे केवळ घर बांधकाम, सुधारणा किंवा निवासी प्रॉपर्टीच्या खरेदीसाठी उपलब्ध आहे.

जर माझ्याकडे यापूर्वीच घर असेल तर मी अद्याप PMAY साठी अप्लाय करू शकतो/शकते का?

PMAY योजनेचे उद्दीष्ट घराची मालकी सुलभ आणि परवडणारी बनवणे आहे. पहिल्यांदा खरेदी करणारे आणि विद्यमान घर मालक दोन्हीही योजनेसाठी पात्र असल्यास अर्ज करू शकतात.

PMAY वापरून विद्यमान घरांची दुरुस्ती किंवा नूतनीकरण केले जाऊ शकते का?

होय, PMAY च्या क्रेडिट लिंक्ड सबसिडी स्कीम (CLSS) घटक अंतर्गत, लाभार्थी त्यांच्या विद्यमान घरांच्या दुरुस्ती आणि नूतनीकरणासाठी सहाय्य प्राप्त करू शकतात.

मला प्रधानमंत्री आवास योजनेद्वारे किती सबसिडी मिळू शकते?

प्रधानमंत्री आवास योजनेंतर्गत तुम्ही पात्र असलेल्या सबसिडीची रक्कम तुम्ही खरेदी किंवा निर्माण करू इच्छित असलेल्या घराच्या प्रकारावर आणि योजनेनुसार तुमचा इन्कम गट यावर अवलंबून असते.

लाभार्थ्यांना त्यांचे घर बांधण्यासाठी केंद्रीय सहाय्य कसे प्राप्त होईल?

लाभार्थी राज्य किंवा केंद्रशासित प्रदेशाच्या सल्ल्यानुसार थेट त्यांच्या बँक अकाउंटमध्ये त्यांचे घर बांधण्यासाठी केंद्रीय सहाय्य प्राप्त करू शकतात.

मी PMAY ऑनलाईन ॲप्लिकेशन फॉर्म एडिट करू शकतो का?

नाही, एकदा सबमिट केल्यानंतर तुम्ही PMAY ॲप्लिकेशन फॉर्म एडिट करू शकत नाही. In case of any discrepancies, you can contact the PMAY helpline or visit the regional office.

Is there any registration fee required for the scheme?

As per the official guidelines, there is no registration fee applicable on the scheme.

Can I apply for the PMAY scheme twice?

No, you can apply only once under PMAY as your bank account is linked to your Aadhaar Card.

How is PMAY classified based on the demographic area?

The PMAY is classified into two categories based on the demographic- PMAY-U (Pradhan Mantri Awas Yojna- Urban) and PMAY-G (Pradhan Mantri Awas Yojna- Gramin)