ಟಾಟಾ ಕ್ಯಾಪಿಟಲ್ ಆ್ಯಪ್ ಮೂಲಕ ಲೋನ್‌ಗೆ ಅಪ್ಲೈ ಮಾಡಿ ಮತ್ತು ನಿಮ್ಮ ಅಕೌಂಟ್ ನಿರ್ವಹಿಸಿ.ಈಗಲೇ ಡೌನ್ಲೋಡ್ ಮಾಡಿ

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ಆಫರ್‌ಗಳು ಕ್ವಿಕ್‌ಪೇ
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  • ಎಮರ್ಜೆನ್ಸಿ ಕ್ರೆಡಿಟ್ ಲೈನ್ ಗ್ಯಾರಂಟಿ ಸ್ಕೀಮ್

About the Emergency Credit Line Guarantee Scheme (ECLGS 5.0)

In view of the liquidity stress faced by businesses due to global economic disruptions, the Government of India has introduced the Emergency Credit Line Guarantee Scheme (ECLGS 5.0) to provide additional working capital support to existing borrowers.
 

The scheme aims to enable Business Enterprises, MSMEs, and eligible non-MSMEs to meet their operational liabilities, maintain business continuity, and address short-term liquidity mismatches through additional credit backed by government guarantee.

ECLGS ಅರ್ಹತೆ

  • All MSME and Non-MSME business enterprises having existing working capital limits with Member Lending Institutions are eligible.

  • Borrower accounts should be standard (not NPA or SMA-2) as on 31st March 2026.

  • The scheme is applicable only to existing borrowers of the lending institution.

  • Eligible borrowers can avail additional credit up to 20% of peak working capital utilisation during Q4 FY 2025–26, subject to a maximum of Rs. 100 crore per borrower.

  • The scheme provides:

    • 100% guarantee coverage for MSMEs

    • 90% guarantee coverage for non-MSMEs and airline sector
       

  • No guarantee fee is payable under the scheme.

  • No additional collateral is required for the incremental loan.

  • The loan is provided as a separate Working Capital Term Loan (WCTL) account.

ಸಾಮಾನ್ಯ ಪ್ರಶ್ನೆಗಳು - ಟಾಟಾ ಕ್ಯಾಪಿಟಲ್ ಹೌಸಿಂಗ್ ಫೈನಾನ್ಸ್ ಲಿಮಿಟೆಡ್

Existing Tata Capital Housing Finance Limited (TCHFL) customers looking to apply for the Emergency Credit Line Guarantee Scheme (ECLGS 5.0) should refer to the FAQs by clicking on the “Know More” section.

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