List of Projects Present Under Pradhan Mantri Awas Yojana in Bangalore

With the Pradhan Mantri Awas Yojana (PMAY) scheme offering subsidized interest rates on home loans, the development of many Affordable Housing Projects (AHPs) is being undertaken, all across the country. 

Read below to learn about two such PMAY projects in Bangalore.

Overview of Pradhan Mantri Awas Yojana in Bangalore

The Pradhan Mantri Awas Yojana (PMAY) is a flagship housing scheme by the Government of India aimed at providing “Housing for All”. In an urban hub like Bengaluru, the scheme plays a key role in making homeownership more accessible for economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG).

Under the Bangalore Pradhan Mantri Awas Yojana, eligible beneficiaries can receive financial assistance in the form of interest subsidies on home loans, making property purchases more affordable in the city. The scheme is implemented through PM Awas Yojana Bangalore under the urban component (PMAY-U), with support from local authorities and housing agencies.

Several Pradhan Mantri Awas Yojana Bangalore projects have been identified across different zones of the city, focusing on affordable housing development, redevelopment of slums, and beneficiary-led individual house construction. These Pradhan Mantri Awas Yojana projects in Bangalore are designed to improve living conditions while ensuring access to basic civic amenities.

Overall, PMAY in Bangalore continues to support first-time homebuyers by reducing financial barriers and encouraging inclusive urban housing development.

Janaadhar Shubha – Phase II

Located at Attibele – Anekal Road, close to Electronic City, Janaadhar Shubha is a budget housing solution. It is being developed on an 11.5 acres plot. Located close to the city’s major industrial belts, the township consists of 1128 apartments. The project is eligible for Credit Linked Subsidy Scheme under PMAY. Buyers who can prove their Pradhan Mantri Awas Yojana eligibility can save up to Rs. 2.67 lakhs.

Each unit containing two bedrooms, two bathrooms and a balcony will cost Rs. 22 lakhs. The super built-up area is between 650 sq-ft and 656 sq-ft. 

Other specifications include:

• Concrete blocks for all walls and RCC framed structure

• Vitrified tiles for the foyer, bedrooms, hall, and kitchen

• Antiskid ceramic tiles in the toilets

• Branded sanitary ware with chromium plated fittings and dual flushing

• 20 mm black granite platform, stainless steel sink and drainboard in the kitchen

• Hardwood framed doors and glazed aluminium windows with 5 mm thick glass

• Cement paint for external walls and oil bound distemper for internal walls and ceiling

• Modular switches, concealed wiring and DG back-up for lifts and other common areas

Amenities that come with the apartment include:

• Landscape garden

• Street lights

• 24×7 security

• Visitors parking

• Sewage treatment

• Amphitheatre

• Solar water heating

• Rainwater harvesting

• Two lifts for most blocks

• Water treatment plant for drinking water

Distance from various places in Bangalore

Services available in the vicinity

GM Infinite Ambitious Enclave

Located at Electronic City – Phase I, GM Infinite’s new project offers is one of the mostaffordable housing projects in Bangalore under the PMAY scheme. It is spread over 10.62 acres of land and consists of 1, 2 & 3BHK apartments. The price range lies between Rs. 13.90 lakhs and Rs. 27.68 lakhs. The sale area for the 1BHK apartments is 500 sq-ft, for 2BHK apartments, it lies between 770 sq-ft and 825 sq-ft, and for 3 BHK apartments, it is 990 sq-ft.

Services available in the vicinity

Also, read – Difference between PMAY Gramin and PMAY UrbanDifference between PMAY Gramin and PMAY Urban

Eligibility criteria for PMAY in Bangalore

To avail benefits under the Bangalore Pradhan Mantri Awas Yojana, applicants must meet the following eligibility conditions:

• The applicant must be an Indian citizen.

• The applicant or their immediate family (spouse and unmarried children) must not own a pucca house anywhere in India.

• The scheme is applicable to the following income categories under PM Awas Yojana Bangalore:

• EWS (Economically Weaker Section)

• LIG (Low Income Group)

• MIG I and MIG II (Middle Income Groups)

• The residential property should be located within Bengaluru’s urban limits.

• The property must be part of approved Pradhan Mantri Awas Yojana Bangalore projects and comply with local building and planning regulations.

• The PMAY benefit can be availed only once per family, whether for home purchase, construction, or extension.

• Women ownership is encouraged, and in certain categories, female ownership (sole or joint) is mandatory under Pradhan Mantri Awas Yojana projects in Bangalore.

Meeting these eligibility criteria is essential to claim interest subsidy benefits under PMAY in Bengaluru.

Also, read – How to Fill PM Awas Yojana Form Online

How to apply for Pradhan Mantri Awas Yojana in Bangalore

Eligible beneficiaries can apply for the Bangalore Pradhan Mantri Awas Yojana through both online and offline modes. The application process under PM Awas Yojana Bangalore is designed to be simple and accessible.

Online application process:

1. Visit the official PMAY (Urban) website and choose the relevant citizen assessment option.

2. Enter your Aadhaar details and complete the application form with personal, income, and bank information.

3. Select the appropriate component or housing option linked to approved Pradhan Mantri Awas Yojana Bangalore projects.

4. Submit the form after verifying all details and keep the acknowledgement number for future tracking.

Offline application process:

• Visit your nearest Common Service Centre (CSC) or authorised bank branch.

• Fill out the PMAY application form and submit the required documents, such as Aadhaar, income proof, and property details.

• Bank officials will assist in mapping your application to eligible Pradhan Mantri Awas Yojana projects in Bangalore.

Once submitted, the application is verified by local authorities and lending institutions. Upon approval, eligible applicants can avail interest subsidy benefits directly through their home loan account under PMAY.

Also, read – Why Should You Keep Women as a Co-owner to Avail PMAY Benefits?

List of ongoing PMAY projects in Bangalore

Several housing initiatives are being implemented under the Bangalore Pradhan Mantri Awas Yojana to promote affordable urban housing. Local urban bodies and development authorities primarily implement these projects under the PM Awas Yojana Bangalore.

Some key Pradhan Mantri Awas Yojana Bangalore projects include:

• Affordable housing developments by BBMP and BDA aimed at Economically Weaker Sections (EWS) and Low-Income Groups (LIG) across identified urban pockets.

• In-situ slum redevelopment projects, where existing slums are upgraded with pucca housing and basic civic amenities.

• Beneficiary-led individual house construction (BLC) projects, supporting eligible individuals to construct or enhance homes on their own land within Bengaluru limits.

• Public–private partnership (PPP) housing projects, developed in collaboration with private developers under PMAY guidelines.

• Redevelopment and housing projects in peripheral zones of Bengaluru, addressing the growing demand for affordable housing in expanding urban areas.

The list of Pradhan Mantri Awas Yojana projects in Bangalore is periodically updated based on approvals, funding, and completion status. Applicants are advised to check with local municipal offices, authorised banks, or official PMAY portals for the latest project-wise details and availability.

Also, read –

Also, read – How Much Time Does It Take to Get PMAY Subsidy?

Benefits and subsidies under PMAY Bangalore

The Bangalore Pradhan Mantri Awas Yojana offers multiple financial and social benefits to make homeownership more affordable for eligible urban residents. Under PM Awas Yojana Bangalore, beneficiaries receive support mainly through interest subsidies and housing assistance linked to approved projects.

Key benefits and subsidies include:

• Interest subsidy on home loans for eligible EWS, LIG, and MIG categories, reducing the overall cost of borrowing.

• Direct credit-linked subsidy, where the subsidy amount is credited upfront to the borrower’s loan account, lowering the principal.

• Financial assistance for house construction or enhancement under the Beneficiary-Led Construction (BLC) component.

• Access to approved housing developments, ensuring quality construction under Pradhan Mantri Awas Yojana Bangalore projects.

• Encouragement of women homeownership, with mandatory female ownership in certain income categories.

• Improved living standards, as homes under Pradhan Mantri Awas Yojana projects in Bangalore are developed with access to basic amenities such as water supply, sanitation, and electricity.

Conclusion

Finding the right home under the Pradhan Mantri Awas Yojana Bangalore is an important step toward affordable homeownership. However, beyond selecting an eligible project and meeting the scheme’s criteria, arranging the right home loan plays a crucial role in turning that goal into reality.

Looking for a home loan in Bangalore? With years of experience in the industry, Tata Capital is the right home loan provider for you. We offer hassle-free home loans at attractive interest rates and with minimal documentation. Visit our website for more details.