Loan and Financial Awareness Videos | Responsible Borrowing with Tata Capital

Watch These Videos For Getting Loan Clarity!

Personal Loan

That Travel Deal Looks Perfect… But Did You Check the Fine Print?

Before you say yes, take the time to check the fine print, hidden charges, additional costs, and whether the offer truly makes sense in the long run.

Home Loan

Dream Home Plans? Here’s what you should know before taking a Home Loan

Buying a home isn’t just about choosing the right property - it’s about understanding the process behind it.

Business Loan

Pre-Approved ≠ Ready: What to Check Before Taking a Business Loan

Before you say yes, pause and evaluate the ‘why’ behind the loan - the sustainability of your growth plans, the loan structure, the real business need, and the long-term impact on your business.

Auto Loan

Car Loan: What You Should Know Before You Say Yes!

Before you say yes to a car loan, pause and take a 360° view of what truly matters - APR, loan tenure, emergency preparedness, and ongoing vehicle costs.

Fine Print & T&C

Enticing interest rates? Check the fine print!

That interest rate looks amazing, no doubt. But have you checked what’s hiding in the fine print? That’s usually where the real cost lives. #SawaalKaroPhirLoanLo

Fraudulent Loan Apps

Is your lender legitimate? Here's how you can verify

Instant approval feels great, doesn’t it? But not every loan app is actually safe. A simple and quick RBI check for your lender can save you a lot of trouble later. #SawaalKaroPhirLoanLo

Pre-Approved Loans

Got a Pre-approved loan offer – Here’s what you should do

Getting pre-approved feels like a pat on the back. But ask yourself, do you really need this loan right now? Because sometimes, the smartest move is to wait. #SawaalKaroPhirLoanLo

Home Loans

Taking a Home Loan? Here’s what to ask

Falling in love with a house is easy. But understanding the home loan takes a little more. A little effort and the right question can help you avoid surprises later. #SawaalKaroPhirLoanLo

Loan Insurance

Why do you need a loan insurance?

Loan insurance feels like an extra expense at first. But it’s really about looking out for your family, and that peace of mind is worth it. #SawaalKaroPhirLoanLo

Emergency Fund

What is the importance of building an emergency fund?

Everything works out nicely on paper, until life throws a surprise your way. That’s why having an EMI backup matters more than you think. #SawaalKaroPhirLoanLo

Personal Loan

Interest you see vs. Interest you pay | #SawaalKaroPhirLoanLo

Most loan decisions start with the interest rate. So, we took the question to people on the street to see what they actually know. #SawaalKaroPhirLoanLo

Personal Loan

I wish I had read the fine print... | #SawaalKaroPhirLoanLo

Even when you do everything right, it’s often the fine print that gets missed. A loan isn’t just about the amount or the tenure. It’s the terms, clauses, and conditions that shape the real experience. So don’t just sign. Sawaal karo, phir loan lo! #SawaalKaroPhirLoanLo #TataCapital #CountOnUs

Personal Loan

Can you afford the EMI? | #SawaalKaroPhirLoanLo

While taking a loan, the usual math involves how comfortable one is paying the EMI along with their current salary and bills. What people forget to account for is emergency expenses and how that will impact the finances. Which is why, the loan math needs a lot more questions to be answered before you sign those papers. Isliye, Sawaal Karo, Phir Loan Lo! #SawaalKaroPhirLoanLo #EmergencyFund #TataCapital #CountOnUs

Personal Loan

Whatever saving I had, were gone in a few weeks... | #SawaalKaroPhirLoanLo

Taking a loan is a step toward your dreams, but life doesn’t always follow a script. When unexpected expenses hit, they shouldn't jeopardize your financial journey. An emergency fund is more than just a savings bucket. It’s the buffer that keeps your EMI schedule on track and your peace of mind intact. Before you sign on the dotted line, ensure your safety net is as strong as your ambition. That's why, Sawaal Karo, Phir Loan Lo! #SawaalKaroPhirLoanLo #TataCapital #CountOnUs

Personal Loan

RJ Karishma on #SawaalKaroPhirLoanLo

Ek sawaal ki keemat tum kya jaano, sawaal na puchne wale babu. ‘Sawaal Karo, Phir Loan Lo’ is a public interest initiative by @tatacapital #RJKarishma #SawaalKaroPhirLoanLo #TataCapital #CountOnUs #ResponsibleBorrowing

Fixed or Floating Interest Rate - What suits you?

When taking a loan, it is important to know which kind of interest rate you want to opt for. Make an informed choice—your EMI depends on it!

The Prime Lending Rate – What is it?

The Prime Lending Rate (PLR) fluctuates based on factors like inflation, RBI’s policies and market conditions, directly impacting how much you pay.

Emergency? Your money should have your back.

When life throws a curveball, will your money give you stress—or confidence? Discover the simple habit that helps you stay worry-free during emergencies.

Email Fraud: Spot the Signs, Stay Safe

Spot the red flags when it comes to email fraud and learn what to do if you ever receive a suspicious email. From fake sender addresses to urgent money requests, understand how to protect your personal and financial information.

How to repay your loan EMI smartly

Let's deep dive into the EMI math and some of the ways in which you can repay your loan efficiently. Keep these three tips in mind and ensure a smooth repayment period for yourself.

What is Invoice Discounting?

If you are an entrepreneur and struggle with client payments time to time, then this video is for you!

Website fraud and how to avoid it

WARNING: Verify before you click! Fraudulent websites are designed to look extremely real. Before entering any personal or payment details, always check for the signs mentioned in the video.

What is Loan Amortization?

Think your ₹20,000 EMI is split equally? In the early years, most of it goes to interest—sometimes 80%. That’s amortization—and once you get it, you can beat the system. Watch the video.

Understanding secured v/s unsecured loans

What's the difference between a secured and an unsecured loan, and how does it affect your decision? As your trusted lending partner, we bring you the pros and cons of both in this video to help you make an informed decision.

How does Asset Allocation help your portfolio?

Asset allocation goes beyond just diversifying your investments. It involves finding the right mix of categories to invest in, that suit you and your wealth vision.

Importance of Loan Repayment

This video highlights the importance of timely loan repayment and its impact on financial health. Learn how it can boost your credit score and ensure future financial stability.

How to never miss an EMI payment again?

Even as we stay on top of our finances, there are times we can miss our loan EMI payments. But there are some foolproof ways to never miss an EMI payments - watch the video to find out more and make sure you follow them all to secure yourself from any consequences.

Vikram Arul Vidyapathi on #SawaalKaroPhirLoanLo

From free samples to Buy-1-Get-1, we love a good deal. But loans deserve a little more thinking and a lot more questions! ‘Sawaal Karo, Phir Loan Lo’ is a public interest initiative by Tata Capital. #SawaalKaroPhirLoanLo #TataCapital #CountOnUs #ResponsibleBorrowing

Sameeksha Sud on #SawaalKaroPhirLoanLo

“Pre-approved” ya “instant loan” dekh ke excitement toh hoti hai… par loan lene se pehle sab kuch samajhna aur sahi sawaal poochna aur bhi zaroori hai. Kyuki jab baat loan ki ho - clarity matters. ‘Sawaal Karo, Phir Loan Lo’ is a public interest initiative by Tata Capital.

Sanjay Kathuria on #SawaalKaroPhirLoanLo

A quick double-check today prevents a massive debt trap tomorrow. Always verify before you sign. 'Sawaal Karo, Phir Loan Lo' is a public interest initiative by Tata Capital. #SawaalKaroPhirLoanLo #TataCapital #CountOnUs #ResponsibleBorrowing Follow @financebysanjay for more insights. #sanjaykathuria #financebysanjay #LoanScams #PersonalFinance

Shankar Bhalla on #SawaalKaroPhirLoanLo

Ask smarter questions about loans! ‘Sawaal Karo, Phir Loan Lo’ is a public interest initiative by Tata Capital. #SawaalKaroPhirLoanLo #TataCapital #CountOnUs #ResponsibleBorrowing

Rachana Ranade on #SawaalKaroPhirLoanLo

Planning to take a loan? 🤔 Make sure you ask these important questions before saying YES! 'Sawaal Karo, Phir Loan Lo' is a public interest initiative by Tata Capital. #SawaalKaroPhirLoanLo #TataCapital #CountOnUs #ResponsibleBorrowing