Sr No. Particulars Charges (customers having household income less than Rs. 3 lakh) Charges (customers having household income equal to or more than Rs. 3 lakh)

1

Cancellation Charges

2% of loan amount

2% of loan amount

2

Payment Instrument Swapping Charges

Rs. 200

Rs. 200

3

Part Prepayment Condition & Charges

No charges

 - 4% of loan amount (if the request is received with more than 6 EMIs pending)

- No charges (if the request is received with less than or equal to 6 EMIs pending)

4

Foreclosure Charges 

No charges

 - 4% of loan amount (if the request is received with more than 6 EMIs pending)

-  No charges (if the request is received with less than or equal to 6 EMIs pending)

5

Stamp Duty

As per respective State charges applicable

As per respective State charges applicable

6

Legal Charges

As may be applicable

As may be applicable