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Customers of Rural Individual Loans (RIL) are involved in an economic activity and generating surplus income to sustain their business and their family requirements. Such individuals typically comprise manufacturers, traders, wholesalers, retailers, service providers, contractors etc.
RIL aims to meet funding requirements of eligible customers to meet the needs of trade, commercial activities, other general business profession & working capital requirement of the existing business, for purchase of machines & equipment and to undertake repairs, renovation, extension of the existing business unit
Disclaimer: Rural Individual Loans are at the sole discretion of Tata Capital Limited (TCL). Terms and conditions apply.
Loan Amount offered
₹60,000 to ₹2,00,000
Loan Tenure
24 to 36 months
Interest rate starting @
25% to 27%
Processing Fees
2% + GST
RIL aims to meet funding requirements of eligible customers who are typically manufacturers, traders, wholesalers, retailers, service providers, contractors etc. to meet the needs of trade, commercial activities, other general business profession & working capital requirement of the existing business, for purchase of machines & equipment and to undertake repairs, renovation, extension of the existing business unit
Indian National
Self-employed professional or business owner
Age between 18-60 years
Business stability or continuity of minimum 3 years
Cash flow assessment
With the customer’s individual desires and needs in mind, our team at Tata Capital guides you at every step and offers specific financial solutions
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