Car Loan


Know more about Car Loans

Our transparent, simple and quick processing helps you own your dream car.


We provide car loans for purchasing new and used cars for both commercial and personal usage. We also offer customized car loans for the entire range of cars, MUVs, SUVs, Cross over Vehicles and Premium Cars. Unique schemes based on low EMI, low margin money, attractive rate of interest, quick documentation and quick disbursal of loans makes Tata Capital the best choice in financing your dream drive. 


Car Loan Amount & Tenure

We offer a minimum car loan amount of Rs. 1,25,000 for a used automobile or a new automobile. The loan amount can be customized to your needs and can be fixed within the purview of our credit policy, available across the range of products in the market. We also offer car loan tenure up to 60 months.


Car Loan Eligibility

We provide car loans to salaried individuals, self-employed individuals and non-individuals i.e. companies/firms. The minimum income requirement for a salaried individual to get a car loan is Rs. 2,50,000 including assets, while for self-employed and non-individuals it is Rs. 2,00,000. We offer a 100% loan on ex-showroom for salaried individuals, the loan to value ratio for self-employed and non-individuals is as high as 90%. In order to get a car loan some simple documentation is required. Individuals need to produce documents like PAN card, address proof, bank statements, etc. Non-individuals require registration papers and other certificates depending on the type of the company/firm.


We have an ongoing partnership with brands like Fiat, Nissan and Chevrolet for car loans. You can now fulfill your lifelong dream of having a car from one of the top brands available by taking a simple car loan.    


For used car loans we offer up to 90% of the valuation of the car or sale price whichever is lower. Minimum income requirement for a used car loan is Rs. 2,00,000. Some basic identification documents and bank statements can help you get a used car loan.


Switch your car loan to Tata Capital

We offer refinancing options for car loans taken from other financers. We also allow you to switch your car loan to Tata Capital to enjoy great benefits. On switching, we offer payment of the existing loan and provide an additional cash loan depending on the condition of the car. 


In case you do not have an income proof you can fast track your car loan under our different programs. We also offer special rates to customers who have taken a loan from Tata Capital earlier.


When you choose a Car Loan^ from us, you can be rest assured of a pleasant journey – right from the onset until you repay the final installment.



To know more click here.


To calculate the EMI on Car Loans, click here.



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^Originated and serviced by Tata Capital Financial Services Limited.


Important Information


Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers.

Click here to read the advisory