Click on the products below to Know More & Apply.

Personal Loans
Looking for an instant way to fund your larger expenses? Get an instant personal loan.
At Tata Capital, we strive to ease your financial worries with our range of multipurpose Personal Loans online. Whether you want to finance a medical emergency, take a much-needed family vacation, plan a dream wedding for yourself and someone important in the family or give your home a long-awaited makeover, a personal loan allows you to tackle your urgent financial needs with utmost ease. Get affordable and unsecured credit of up to Rs. 35 lakhs at attractive interest rates.
- Loan amount starting from 0.4 lacs to 35 lacs
- Instant approval*
- Easy-to-meet eligibility criteria.
- Rates starting from 10.99%*
- No Collateral/security
- Extended tenure up to 84* months
- Overdraft facility also available to withdraw funds as required (Pay interest on utilised amount for 2 years)
*T&C apply
Home Loan
Enjoy the special moments with your loved ones in your own home! With Tata Capital you can avail a Home Loan of up to Rs. 5 crores at affordable interest rates. Our housing loan offerings are tailor-made for purchasing or constructing a new house.
Merchandise offer not applicable for Home Loan & Home Equity offered by Tata Capital Housing Finance Limited.
Business Loan
Upgrade your business with an unsecured credit that can help you meet your growing business’s urgent financial requirements. You can apply for a business loan with us and get finance of up to Rs. 75 lakhs. You can avail of our online business loan from the convenience of your home or office and avoid the burden of endless paperwork.
Two wheeler loan
Life is a race, and a Tata Capital Two-Wheeler Loan is what you need to keep up. Enjoy a complete digital process and loan disbursement within 60 minutes*

Loan Against Securities
With Loan Against Securities from Tata Capital you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities to gain access to instant liquidity.
Key Benefits
- Loan against financial instruments – be it Shares, Mutual Fund (MF) or bonds
- Loan amount from ₹ 75,000 to ₹ 20 crores
- Tailor made offering – Overdraft Benefit [interest only on utilized amount] and Term Loan
- Leveraging on existing equity holding at competitive interest rates
- Faster TAT
- Minimum documentation.
- Low interest rates
USED CAR LOAN
Whether you're eyeing a hatchback, an SUV, or a premium sedan, a loan makes for the best financing option. With a used car loan, you can bring home your desired ride without dipping into your savings. You can avail of a loan for up to 95% of your car value and enjoy flexible EMI repayment options and quick disbursal of funds.
- Higher Loan amounts up to ₹ 50 Lakhs, depending on the valuation of your Car
- Hassle free digital on-boarding process which includes CKYC, OKYC, ENACH & DigiLocker
- Faster approvals through integrated scorecards
- Overdraft Benefit available for existing customers. Monthly interest payable up to the extent of utilisation only
- Higher funding on Used Cars up to 110% under exclusive repurchase plus products
- Balance Transfer Loans up to 250% funding (Highest in the Market)
- Longer repayment tenures up to 6 years
Loan Against Property
If you own a residential or commercial property, you can avail our Loans and get funds right away. You have the ability to explore the true potential of your property with our Loan Against Property.
To read the Terms & Conditions, kindly click here
FAQs
Depending on your requirement you may click on the product you would like to avail. Click on the apply now button and provide the necessary details in order to complete your digital application.
An online loan application can be completed within minutes by sharing the appropriate details. It also avoids the hassle of physical paperwork.
- Term Loan:
- Maximum Loan amount: 35 lacs
- Maximum tenure: 72 months
- Overdraft Benefit:
- Maximum Loan amount: 35 Lacs
- Maximum tenure: 84 months
- Term Loan:
- Maximum Loan amount: 75 Lacs
- Maximum tenure: 48 months
- Overdraft Benefit:
- Maximum Loan amount: 75 Lacs
- Maximum tenure: 60 months
- Term Loan:
- Maximum Loan amount: 50 Lacs
- Maximum tenure: 72 months
- Overdraft Benefit:
- Maximum Loan amount: 15 Lacs
- Maximum tenure: 60 months
- Term Loan:
- Maximum Loan amount:
- Up to Rs. 2.85 for Non-Royal Enfield Two Wheelers
- Up to Rs. 2.85 (Without income proof) Lacs for Royal Enfield Two Wheelers. Up to 5 lacs for Royal Enfield Two Wheelers (With income proof)
- Maximum tenure:
- 48 months for Non-Royal Enfield Two Wheelers
- 60 months for Royal Enfield Two Wheelers
- Maximum Loan amount:
- Term Loan:
- Maximum Loan amount: 5 Cr.
- Maximum tenure: 240 months
- Overdraft Benefit:
- Maximum Loan amount: 3Cr.
- Maximum tenure: 120 months
- Maximum Loan amount: 20 Crs. (Up to 40 Crs. for HNI Customers)
- Maximum tenure: 12 months (with auto renew facility)
The loan disbursal can take up to 60 mins to 8 days, depending on the product you have applied for.
Yes. You can apply for different products under this scheme.
To analyze your transactions, you would have an option to log in to your net banking or upload bank statements. For ITR Form, you would have an option to log in to ITR or upload your ITR Statements.
Bank Statements and ITR will be required for certain products like Business Loan, Loan Against Property. We need to analyse your transactions for the last 12 months and the ITR Forms for the last 2 years. This would help us process your loan request in a faster, convenient and secured manner.
Please note that your bank statements / personal data will be completely secure and undisclosed. Rest assured, your passwords or any access details are not stored. Your privacy is always protected.