Click on the products below to Know More & Apply.
Personal Loans
Looking for an instant way to fund your larger expenses? Get an instant Personal Loan.
At Tata Capital, we strive to ease your financial worries with our range of multipurpose Personal Loans online. Whether you want to finance a medical emergency, take a much-needed family vacation, plan a dream wedding for yourself and someone important in the family or give your home a long-awaited makeover, a personal loan allows you to tackle your urgent financial needs with utmost ease. Get affordable and unsecured credit of up to ₹ 35 lakhs at attractive interest rates.
- Loan amount starting from ₹ 35,000 to ₹ 35 lakhs
- Instant approval*
- Easy-to-meet eligibility criteria.
- Rates starting from 10.99%*
- No Collateral/security
- Extended tenure up to 84* months
- Overdraft facility also available to withdraw funds as required (Pay only interest on utilized amount for up to 2 years)
*T&C apply
Home Loan
Enjoy the special moments with your loved ones in your own home! With Tata Capital you can avail a Home Loan of up to Rs. 5 crores at affordable interest rates. Our housing loan offerings are tailor-made for purchasing or constructing a new house.
Business Loan
Upgrade your business with an unsecured credit that can help you meet your growing business’s urgent financial requirements. You can apply for a business loan with us and get finance of up to ₹ 75 lakhs. You can avail of our online business loan from the convenience of your home or office and avoid the burden of endless paperwork.
Two wheeler loan
- Loan Tenure up to 48 months for all except Royal Enfield & Classic Legends. Tenure up to 60 months for Royal Enfield & Classic Legends
- Maximum Loan amount under NIP is ₹ 5 Lakhs and ₹ 2.85 Lakhs under NIP
- Instant Approval*
- Digital on-boarding with Digi Locker/CKYC/OKYC, ENACH & E-sign
- Minimal documentation
*T&C apply.
Loan Against Securities
With Loan Against Securities from Tata Capital you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities to gain access to instant liquidity.
Key Benefits
- Loan against financial instruments – be it Shares, Mutual Fund (MF) or bonds
- Loan amount from ₹ 75,000 to ₹ 20 crores
- Tailor made offering – Overdraft Benefit [interest only on utilized amount] and Term Loan
- Leveraging on existing equity holding at competitive interest rates
- Faster TAT
- Minimum documentation.
- Low interest rates
USED CAR LOAN
One Loan to cater to all your financial need, may it be purchase of car or a loan against your car for business / vacation / emergencies / marriage etc.
- Own your dream car with a down payment of just Rupee. 1
- Hassle free digital on-boarding process which includes CKYC, OKYC, ENACH & Digi Locker
- Faster approvals through integrated scorecards
- Overdraft Benefit available for existing customers. Monthly interest payable up to the extent of utilization only
- Balance Transfer Loans up to 250% & ₹ 30 lakhs worth of funding (highest in the Market)
- Longer repayment tenures up to 6 years
Loan Against Property
If you own a residential or commercial or industrial property, you can avail a Tata Capital loan and get funds right away. You have the ability to explore the true potential of your property with our Loan Against Property.
Whether you want to expand your business, or you need funds for your personal use, our Loan Against Property will cover all your financial needs.
*T&C apply
- Whether you want to expand your business, or you need funds for your personal use, our Loan Against Property will cover all your financial needs
*T&C apply
Key Benefits
- Loans up to ₹ 500 Lakhs
- Flexible tenure up to 20 years
- Balance Transfer & BT Top-Up
- Wide range of collaterals accepted
- Lease Rental & Discounting
FAQs
Depending on your requirement you may click on the product you would like to avail. Click on the apply now button and provide the necessary details in order to complete your digital application.
You may also apply for a loan via WhatsApp. Send a ‘Hi’ on 865707 6060.
An online loan application can be completed within minutes by sharing the appropriate details. It also avoids the hassle of physical paperwork.
- Maximum Loan amount: ₹ 35 lakhs
- Maximum tenure: 84 months
- Maximum Loan amount: ₹ 75 Lacs
- Maximum tenure: 60 months
- Maximum Loan amount: ₹ 30 Lacs
- Maximum tenure: 72 months
- Maximum Loan amount:
- Up to ₹ 2.85 for Non-Royal Enfield Two Wheelers
- Up to ₹ 5 Lakhs for Royal Enfield Two Wheelers
- Maximum tenure:
- 48 months for Non-Royal Enfield Two Wheelers
- 60 months for Royal Enfield Two Wheelers
- Term Loan:
- Maximum Loan amount: ₹ 5 Crores
- Maximum tenure: 240 months
- Overdraft Benefit:
- Maximum Loan amount: ₹ 3Crores
- Maximum tenure: 120 months
- Maximum Loan amount: ₹ 20 Crores. (Up to 40 Crores. for HNI Customers)
- Maximum tenure: 12 months (with auto renew facility)
The loan disbursal can take up to 60 mins to 8 days, depending on the product you have applied for.
Yes. You can apply for different products under this scheme.
To analyze your transactions, you would have an option to log in to your net banking or upload bank statements. For ITR Form, you would have an option to log in to ITR or upload your ITR Statements.
Bank Statements and ITR will be required for certain products like Business Loan, Loan Against Property. We need to analyse your transactions for the last 12 months and the ITR Forms for the last 2 years. This would help us process your loan request in a faster, convenient and secured manner.
Please note that your bank statements / personal data will be completely secure and undisclosed. Rest assured, your passwords or any access details are not stored. Your privacy is always protected.