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Click on the products below to Know More & Apply.

Personal Loans

Looking for an instant way to fund your larger expenses? Get an instant personal loan.

At Tata Capital, we strive to ease your financial worries with our range of multipurpose Personal Loans online. Whether you want to finance a medical emergency, take a much-needed family vacation, plan a dream wedding for yourself and someone important in the family or give your home a long-awaited makeover, a personal loan allows you to tackle your urgent financial needs with utmost ease. Get affordable and unsecured credit of up to Rs. 35 lakhs at attractive interest rates.

  • Instant approval*
  • Easy-to-meet eligibility criteria.
  • Rates starting from 10.99%*
  • No Collateral/security
  • Extended tenure up to 84* months
  • *T&C apply

Home Loan

Enjoy the special moments with your loved ones in your own home! With Tata Capital you can avail a Home Loan of up to Rs. 5 crores at affordable interest rates. Our housing loan offerings are tailor-made for purchasing or constructing a new house.

  • Interest rates starting from just 8.95% per annum*
  • Instant E-sanction Letter
  • Easy eligibility criteria
  • Minimal Processing Fees

Business Loan

Upgrade your business with an unsecured credit that can help you meet your growing business’s urgent financial requirements. You can apply for a business loan with us and get finance of up to Rs. 75 lakhs. You can avail of our online business loan from the convenience of your home or office and avoid the burden of endless paperwork.

  • Unsecured offering for self-employed professional and non-professional
  • Minimum documentation
  • Flexible tenure up to 60 months
  • Higher Eligibility

Two wheeler loan

Life is a race, and a Tata Capital Two-Wheeler Loan is what you need to keep up. Enjoy a complete digital process and loan disbursement within 60 minutes*

  • Up to 100% Loan to value
  • Loan Tenure up to 48 months for all except Royal Enfield. Tenure up to 60 months for Royal Enfield
  • Maximum Loan amount under NIP is ₹ 2,85,000
  • No income proof documents required
  • Spot Approval
  • Digital on-boarding with Digi Locker/CKYC/OKYC, ENACH


Whether you're eyeing a hatchback, an SUV, or a premium sedan, a loan makes for the best financing option. With a used car loan, you can bring home your desired ride without dipping into your savings. You can avail of a loan for up to 95% of your car value and enjoy flexible EMI repayment options and quick disbursal of funds.

  • Higher Loan amounts up to ₹ 50 Lakhs, depending on the valuation of your Car
  • Hassle free digital on-boarding process which includes CKYC, OKYC, ENACH
  • Faster approvals through integrated scorecards
  • Overdraft Benefit available for existing customers. Monthly interest payable up to the extent of utilisation only
  • Higher funding on Used Cars up to 110% under exclusive repurchase plus products
  • Balance Transfer Loans up to 250% funding (Highest in the Market)
  • Longer repayment tenures up to 6 years

Loan Against Property

If you own a residential or commercial property, you can avail our Loans and get funds right away. You have the ability to explore the true potential of your property with our Loan Against Property.

  • Whether you want to expand your business, or you need funds for your personal use, our Loan Against Property will cover all your financial needs
  • Processing Fee starting Rs 2500*
  • *T&C apply

Key Benefits
  • Loan Tenure up to 20 years
  • Higher Eligibility
  • Quick Processing

Loan Against Securities

With Loan Against Securities from Tata Capital you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities to gain access to instant liquidity.

Key Benefits
  • Loan amount from ₹ 75,000 to ₹ 20 crores
  • Tailor made offering – Overdraft Benefit and Term Loan
  • Leveraging on existing equity holding at competitive interest rates
  • Faster TAT
  • Minimum documentation.