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Click on the products below to Know More & Apply.

Personal Loans

Looking for an instant way to fund your larger expenses? Get an instant personal loan.

At Tata Capital, we strive to ease your financial worries with our range of multipurpose Personal Loans online. Whether you want to finance a medical emergency, take a much-needed family vacation, plan a dream wedding for yourself and someone important in the family or give your home a long-awaited makeover, a personal loan allows you to tackle your urgent financial needs with utmost ease. Get affordable and unsecured credit of up to Rs. 35 lakhs at attractive interest rates.

  • Loan amount starting from 0.4 lacs to 35 lacs
  • Instant approval*
  • Easy-to-meet eligibility criteria.
  • Rates starting from 10.99%*
  • No Collateral/security
  • Overdraft facility available to withdraw funds as required (Pay interest on utilized amount for 2* years)
  • Extended tenure up to 84* months

    • *T&C apply

Home Loan

Enjoy the special moments with your loved ones in your own home! With Tata Capital you can avail a Home Loan of up to Rs. 5 crores at affordable interest rates. Our housing loan offerings are tailor-made for purchasing or constructing a new house.

Merchandise offer not applicable for Home Loan & Home Equity offered by Tata Capital Housing Finance Limited.

  • Attractive ROI
  • Zero Initial Processing Fees (Only for E-sanction cases)
  • Digital Application
  • Minimal Documentation
  • Get E-sanction letter instantly
  • Dedicated sales representative

Business Loan

Upgrade your business with an unsecured credit that can help you meet your growing business’s urgent financial requirements. You can apply for a business loan with us and get finance of up to Rs. 90 lakhs. You can avail of our online business loan from the convenience of your home or office and avoid the burden of endless paperwork.

  • Unsecured offering for self-employed professional and non-professional
  • Minimum documentation
  • Flexible tenure up to 60 months
  • Higher Eligibility

    • *T&C apply

Two wheeler loan

Life is a race, and a Tata Capital Two-Wheeler Loan is what you need to keep up. Enjoy a complete digital process and loan disbursement within 60 minutes*

  • Up to 100% Loan to value
  • Loan Tenure up to 48 months for all except Royal Enfield. Tenure up to 60 months for Royal Enfield And Jawa
  • Maximum Loan amount under NIP is ₹ 2,85,000
  • No income proof documents required
  • Spot Approval
  • Digital on-boarding with Digi Locker/CKYC/OKYC, ENACH

Loan Against Securities

Introducing Loan Against Securities from Tata Capital – the perfect solution for those seeking instant liquidity without liquidating their equity shares, mutual funds, bonds, or securities. Our LAS offering empowers you to access funds swiftly by unlocking the full potential of your investments by providing you with the financial flexibility you need. All you have to do is pledge your equity shares, mutual funds, bonds or securities to gain access to instant liquidity.

Key Benefits
  • Loan against financial instruments – be it Shares, Mutual Fund (MF) or bonds
  • Loan amount from ₹ 75,000 to ₹ 40 crores*
  • Tailor made offering – Overdraft Benefit [interest only on utilized amount] and Term Loan
  • Leveraging on existing security holdings at competitive interest rates
  • End to end digital offering (Including underwriting, sanctioning & disbursement)
  • Zero Convenience fee, Zero Prepayment charges, Zero Foreclosure charges
  • Faster TAT
  • Minimum documentation.
  • Low interest rates

USED CAR LOAN

Whether you're eyeing a hatchback, an SUV, or a premium sedan, a loan makes for the best financing option. With a used car loan, you can bring home your desired ride without dipping into your savings.You can avail of a loan for up to 200% of your car value and enjoy flexible EMI repayment options and quick disbursal of funds.

  • Higher Loan amounts up to ₹ 50 Lakhs, depending on the valuation of your Car
  • Hassle free digital on-boarding process which includes CKYC, OKYC, ENACH & DigiLocker
  • Faster approvals through integrated scorecards
  • Overdraft Benefit available for existing customers. Monthly interest payable up to the extent of utilisation only
  • Higher funding on Used Cars up to 110% under exclusive repurchase plus products
  • Balance Transfer Loans up to 250% funding (Highest in the Market)
  • Longer repayment tenures up to 6 years

* For specific schemes/TnC applicable

Loan Against Property

If you own a residential or commercial property, you can avail our Loans and get funds right away. You have the ability to explore the true potential of your property with our Loan Against Property.

  • Whether you want to expand your business, or you need funds for your personal use, our Loan Against Property will cover all your financial needs

    • *T&C apply

Key Benefits
  • Loan amount ranging from Rs. 10 lacs* to Rs 7.5 crores*
  • Longer repayment tenure up to 20 years*
  • Residential, Commercial, Industrial, Plot, accepted as collaterals as well as Loan for Purchase of Commercial Properties
  • Loan against your property of up to 80% of the current market Value
  • Customised loan offering with Balance transfer facility on your current Loan

To read the Terms & Conditions, kindly click here

FAQs