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Shubharambh Personal Loan
2020 was challenging, but who says that 2021 has to be the same? Begin afresh, leave the post-pandemic troubles behind and finance your expenses with our Shubharambh Personal Loans.
We understand that at a time when savings have taken a hit, multipurpose personal loans with easy eligibility can help you bounce back. Be it a health crisis or a higher education endeavour, a Shubharambh personal loan with Tata Capital will help you in every need. Our unique offerings ensure that you have a comfortable repayment experience with lower EMIs without the worries of collaterals and deposits.
No matter what the emergency or the occasion is, we have your back. So avail our Shubharambh Personal Loan and receive extended loan tenures at attractive interest rates.
Advantages of Shubharambh Personal Loans:
Tata Capital’s Shubharambh personal loans feature longer repayment tenures – up to 72 months, instead of 60 months. Which ultimately means lower monthly deductions from your salary. Our Shubharambh Loans will also provide you with the lowest EMIs per lakh.
With relaxed eligibility conditions like a minimum income criterion of Rs 15,000, Tata Capital’s Shubharambh personal loans are easier to avail.
You can utilise the loan limit only when you need money and interest will be payable only on the used portion of the limit for the initial two years. You can pay back whenever you have extra funds.
At Tata Capital, we understand what constitutes a comfortable borrowing experience. Thus, with online registration available, applicants can apply right from their mobile devices and quickly get their funds.
List of Documents Required for Personal Loan
All applicants must provide the following necessary personal loan documents:
- Photo Identity Proof
- Salary Slips
- Income Proof
- Employment Certificate
- Address Proof
Personal Loan Eligibility Criteria
To avail the special personal loan, you should meet the necessary eligibility criteria:
- Age should be between 21 and 58 years
- Must be a salaried employee
- Monthly income should be more than ₹ 15,000
- At least one year of work experience
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“We first thought it would be over in soon, we thought we just had to be patient, stay at home, stay safe. But living in the pandemic with four people in a small house in Noida, it got frustrating. The curfew ended but Covid didn’t. Eventually, my little brother started stepping out, nothing happened at first but then it did.
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“I am Tukaram and I work for a telecom company in Pune. I have 3 children aged 12, 15 and 17. Since March, all education shifted online. For the first few months, we managed since my children had summer holidays. But post that, they have been struggling. Due to lack of organised space, my children have not been able to study properly and were not able to concentrate. My wife and I were worried their studies would suffer, especially since schools would take time to re-open. So I decided that if they were going to study from home, they’d need a good environment to learn.”
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Mrs. Jagruti Mehta, A hardworking government employee in Surat, had to deal with increasing expenses and unexpected medical bills because of the pandemic.
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