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Shubharambh Loan Against Property
The Coronavirus pandemic impacted economies, livelihoods, and businesses. People braved the odds to help others in need. In 2021, Tata Capital wants to provide a helping hand through Shubharambh Loans Against Property to all individuals and sectors rebuilding after the pandemic. We understand that no two financial needs are the same, be it a medical requirement or a business one; our Shubharambh Loans will help manage all your expenses.
Get attractive interest rates, flexible loan tenures, quick disbursal, and a wide array of options on collaterals with Tata Capital. Be it a commercial or residential property, avail Tata Capital’s Shubarambh Loan Against Property and gain immediate access to funds. With our loan against property, you have the power to utilise the true potential of your property in whichever way you deem fit.
Apply for a loan against property at Tata Capital and let 2021 be the year you take care of your financial requirements. Apply now!
Advantages of Shubharambh Loan Against Property
Tata Capital will support your plans to build a brighter future through Shubharambh Loan Against Property featuring extended repayment periods. We offer tenures as high as 20 years for extra convenience on loans against property.
Our personalised approach will help manage your expenses in no time. Avail a superior Loan to Value (LTV) ratio of up to 70% value of your property on the Shubharambh loan against property.
No need to be worried about your eligibility for loan against property! At Tata Capital, we conduct eligibility assessment only on the basis of financial assessment, without using your income documents. Our evaluation is based more on cash flow than going solely by the books.
From commercial buildings to residential properties, we accept a diverse range of collaterals to offer our loans against property. Our unique finance offerings are tailored to make your lives easier.
List of Documents Required for Loan Against Property
Following documents are necessary for getting a loan against property.
- Age Proof (Passport, PAN Card, Driving License, Birth Certificate)
- Identification Proof (Aadhar Card/ PAN Card/ Voter ID/ Driving License/ Passport)
- Income Proof
- Address Proof (Bank Statement/ Voter ID)
- Last two months’ salary slips
- Application form, photograph, and signature verification paper
Eligibility Criteria for Loan Against Property
Applicants must fulfil necessary conditions to be eligible for a loan against property.
- Should be aged between 23 to 65
- Must be a self-employed individual
- For first-time borrowers, three-year business stability is a must
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