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Shubharambh Home Loans

Tata Capital's Shubharambh Home Loan offerings are tailor-made to purchase a home or construct one. We also have the provision for you to transfer your home loan balance. Tata Capital ShubhArambh Home Loans extend from Rs 5 lakhs up to Rs 5 crores and start at an affordable interest rate of just 6.90%*.

You can choose the home loan amount, tenure, and the EMI option as per your convenience. And what's more, our home loan processing is easy and seamless with minimum documentation. Moreover, our years of experience in the industry makes us the reliable home loan provider you have been looking for!

In 2021, Tata Capital presents to you unique home loan offers exclusively curated to finance your post-pandemic plans. In tune with today's requirements, we are offering Shubarambh Loans for you to take care of unannounced cash shortages. Our ShubhArambh Home loans will act as a safety net as you tackle post-pandemic woes.

With new horizons in sight, now is not the time to lose hope. Fulfil your dream of buying a new home with Tata Capital, your trusted finance partner.

Loans granted between ₹ 5 lakhs to ₹ 5 crores.

Advantages of Shubharambh Home Loans :

If you're a first-time homebuyer, looking to switch your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick, easy, and available at an attractive interest rate starting from 6.90%* onwards.

Our Shubarambh Loans have unique offerings for everyone. All the women applicants looking to start afresh with a new home in 2021 will receive a special concession of up to 0.05% on ROI.

With Tata Capital, forget about hidden charges and unnecessary processing expenses. Our home loans allow you to avail your amount at a refundable IPF of Rs 999. Besides, the IPF amount will be refunded just after you make your first EMI payment.

Leaving behind the troubles of 2020, why settle for less in 2021? Get high home loan tenures up to 30 years and experience easy repayment options with lower EMIs

Shubharambh Home Loan Offer are valid for all sanctioned loans till 28th February 2021.


List of Documents Required for Home Loan:

  • Age Proof
  • Photo Identity Proof
  • Address Proof
  • Salary or Business Income Proof:
  • Income Proof:
  • Credit Report (For NRIs)
  • Existing Loan Details
  • Processing Fee Cheque

Home Loan Eligibility Criteria:

To avail the select home loan, you should meet the necessary eligibility criteria:

  • You should be between the ages of 21 to 65 (at the time of completion of your home loan)
  • Your monthly income should be a minimum ₹15,000.
  • A minimum of two years (for Salaried) and three years (for self-employed individuals, entrepreneurs or NRIs) of work experience is a must.
  • Your CIBIL Score must be 750 or above