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EMI moratorium period was valid until 31st August, 2020 and has now expired.  To understand the impact of the moratorium on your loan account, you may use the Tata Capital EMI Moratorium Calculator by clicking on the button below.

The revised repayment schedule will be shared with you on your registered Email ID by September 2020.



  • In case you have availed the moratorium during March/April/May 2020, please refer to the previous Moratorium related FAQs by clicking here.
  • All customers who have applied for the moratorium for June/July/August 2020, please refer to the FAQs by clicking here.

Stay Safe - Secure yourself digitally by following these guidelines:

  • Always verify the sender’s email address. With regards to Tata Capital, do not respond to an email that does not have a or as a suffix domain name.
  • Check for grammatical errors - in most cases, a phishing email is likely to have inaccurate sentences or errors.
  • Do not click on links or attachments that looks suspicious or have unknown URLs.
  • All transaction portals are secure – check if url has an ‘https’ prefix.
  • For COVID related information, visit the registered sites of health organizations like the Ministry of Health and Welfare organization, World Health Organization etc.