Personal Loan in Vizag

Personal Loan in Vizag

Vizag, the Steel City and headquarters of the Eastern Naval Command (ENC), is the largest city in the state of Andhra Pradesh, India. It is often referred as 'The Jewel of the East Coast'.


A very peaceful & cosmopolitan city, Vizag is a symbol of communal harmony. The city is a part of Smart City initiative undertaken by Government of India. Heavy industries, steel plants, seaports, natural harbour and shipyard are the prominent aspects of the development of port-based trade and economic activity in Vizag.


The residents of Vizag are working rigorously to develop the city infrastructure and services for their Smart City. While contributing towards comprehensive development institutional, physical, social and economic infrastructure, of the ecosystem; you also dream to fulfill your personal aspirations. The lack of financial resources results in losing opportunities and frustration. Whatever be your expenses, Tata Capital helps you by providing a personal loan.


A Personal loan is a feasible option during any contingency situation or to fulfill a holiday plan. You need to provide a basic proof of employment and income with adequate identity proof while applying for a personal loan with Tata Capital. In case you are self-employed or run a business, you need to provide the required bank details to show the stability of your business and income. Minimal documentation, quick approvals, higher eligibility are a few features of the personal loan.


How to calculate a Personal Loan EMI?


EMI is the amount paid in form of principal and interest payments over the loan tenure. The personal loan EMI calculator helps you know about how much you need to pay off each month based on the loan amount availed. At Tata Capital, the loan tenure ranges between 12 to 60 months. To calculate your EMI amount, you need to fill in the principal amount (loan amount you plan to avail), the tenure period, interest rate, in the Personal Loan EMI calculator. The calculator shows you the EMI, monthly break up of interest & principal amounts, chart of total interest and principal payment over the loan tenure. If you find the EMI is high or low as compared to your expectations and capabilities, you can change the principal amount and recalculate it.


In fact Tata Capital also provides an Eligibility Calculator, to check your loan taking eligibility. These online tools help you to judge ad know your eligibility and EMI amount, even before applying for the loan. We extend loans with minimal paperwork, reasonable interest rate and flexi EMI payment structure.


Value Added Services offered by Tata Capital Personal Loan

  • Step Up Loans - We allow you to take a loan with lower EMIs initially, while the EMI amount increases after a defined time period. It is ideal for people with the expected rise in income after regular intervals.
  • Step Down Loans - We allow you to take a loan, where you pay higher EMIs initially and the EMI amount decreases after a defined time period. This helps reduce your interest burden substantially.
  • Bullet Flexi Loans - We allow you to pay principal in parts along with EMIs, which helps reduce EMI amount and repay the loan faster. It is good for people who receive regular incentives.

A hassle-free and convenient way to borrow money and easy repayments by the customers is the sole objective of Tata Capital Personal Loans. We do not burden our customers with unnecessary high-interest rates or high EMIs against the loan amount.


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Personal Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Flexi EMIs are applicable for salaried individuals only. Terms and conditions apply.

Important Information

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