Personal Loan in Nagpur

Personal Loan in Nagpur

The third important city of Maharashtra, Nagpur is not only known for its oranges but is also one of the fastest growing cities in India. The city has the highest literacy rate among the major cities of the country. The industrial hub creates immense business opportunities and improved living standards for the people of Nagpur.


We at Tata Capital have been on the forefront to assist the common man in fulfilling his dreams of growth and financial independence. Being a reliable financial partner, we offer personal loans to cater to your financial requirements. We understand the value of peace of mind and do not bother the customers with too many personal loan formalities other than the statutory requirements as prescribed by law.


With two branches located in the heart of the city and pan India presence, Tata Capital offers personal loans for a range of financial requirements. Be it a medical emergency or a procrastinated travel with family, you can easily avail a Personal Loan and lead a smooth tension free life.


What are the documents you need?


You need to submit the standard documents required to establish your credibility. A proof of identity along with the proof of residence is required. Also, the income statements, ITR, trade license or ownership of business documents relevant to your salary, profession or business etc, needs to be submitted.


What are the eligibility criteria for a Personal Loan?


We do not have a stringent personal loan eligibility criteria, but the simple ones based on your profession and source of income. You can apply for a personal loan if you are:

  • A salaried person, aged 21-58 years employed and earning a minimum salary of Rs 20,000 per month, or
  • Self-employed professional or businessman aged 25-65 years with a 3-year business record and earning an income of Rs 2,00,000 per year

We understand customers and offer a host of personal loans that cater to any type of requirements. Apart from the traditional personal loans prevalent in the market, we also bring you some more options with added benefits. These loans allow you to close the loan without any prepayment charges, or modify your EMI to match the current financial viability. These loans are:

  • Step up flexi EMI personal loan wherein you can increase the EMI every year linked to an increase in your annual income
  • Step down flexi EMI personal loan where you start with high EMI in initial years and reduce the amount subsequently
  • Bullet flexi EMI personal loan with the option of making prepayments at periodic intervals

If you are considering an uncomplicated and straightforward loan application and approval procedure with the combined benefits of high loan amount and competitive interest rates, get in touch with our Nagpur branch offices.


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Personal Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Flexi EMIs are applicable for salaried individuals only. Terms and conditions apply.

Important Information

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