Personal Loan in Bhubaneswar

Personal Loan in Bhubaneswar

Well known as the 'Temple City', Bhubaneswar has a unique position by virtue of the ability to seamlessly integrate its rich cultural heritage with a strong regional economic base. The city is a major Information Technology investment region, with almost all major Indian IT companies having their offices in Bhubaneswar.


Bhubaneswar is among the few cities of India, to have adopted and implemented a multi-dimensional planning approach towards building smarter communities. The city intends to ensure that the model of sustainable planning and smart city trickle down to the lowest level of execution and does not remain merely a policy at the city level. When you think and care so much about your city, there should be someone to consider your issues and concerns. Tata Capital assists you in fulfilling any of your personal loan requirements; just visit the Tata Capital branch office and avail great deals and quick approvals on the personal loan.


When can you apply for a personal loan?


You can take a personal loan for a variety of reasons. Tata Capital provides personal loans for the following purposes:

  • Personal Loan for General Purposes
  • Personal Loan for Education and Higher Studies
  • Personal Loan for Travel and Holidays
  • Personal Loan for Wedding and Marriages

Under personal loans, you can also avail other types of loans depending on your repaying capacity such as Step Up/Step Down Flexi EMI Loan, wherein you can increase or decrease the EMI in line with your income and expense schedule, or Bullet Flexi EMI Loan with the feature of making prepayments at regular intervals.


How can you apply for a personal loan?


You need to submit the standard documents required to establish your credibility. A proof of identity along with the proof of residence is required. Also the income statements, ITR, trade license or ownership of business documents relevant to your salary, profession or business etc, needs to be submitted. Tata Capital does not have stringent eligibility criteria, but the simple ones based on your profession and source of income. You can apply for a personal loan if you are:

  • A salaried person, aged 21-58 years employed and earning a minimum salary of Rs 20,000 per month, or
  • Self-employed professional or businessman aged 25-65 years with a 3-year business record and earning an income of Rs 2,00,000 per year

Tata Capital believes in inclusive growth for all and enables you to self- assess your ability to pay and decide the quantum of the loan, the period for which you need the loan as well as the EMI you are comfortable with. We have attractive and affordable interest rates and do not require any collateral or security to cover the loan.


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Personal Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Flexi EMIs are applicable for salaried individuals only. Terms and conditions apply.

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

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