Personal Loans - Key Features and Advantages

Meet life's surprises head on.

Life is full of surprises, some good, others not so much. And, no matter how well you plan, there's no way you can see them coming. But, does that mean you have to keep your dreams and financial responsibilities aside to deal with them? Not anymore.


With Tata Capital's Personal Loans, you won't have to think twice before facing life's trials. Be it your child's education, a foreign holiday, a sudden home renovation, a family wedding, repayment of an existing loan, a personal emergency or even that special gift for your loved one. Your dreams and responsibilities will never take a backseat with our personal loans.


Apply Now

  • Multi-purpose loan:

    You can take a personal loan for a variety of purposes, be it for conducting a family wedding, supporting your child's education, renovating your home or even paying back an existing loan.
  • No collateral:

    If you are eligible, you can take a personal loan without putting up any of your assets as collateral.
  • Minimal paperwork:

    A personal loan requires very little paperwork when compared to other types of loans.
  • Easy repayment:

    Our Personal Loans come with a host of repayment options such as post-dated cheques, ECS, online payments of EMI and so on.
  • Affordable interest rates:

    Our Personal Loans come with competitive interest rates that are easily affordable.

We now offer personal loans till amounts as high as Rs.15 lakhs with a loan tenure of up to 6 years.


Looking for a Personal Loan? Calculate your EMI in 3 Easy Steps Using our Personal Loan EMI Calculator.


Apply Now

Personal Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Flexi EMIs are applicable for salaried individuals only. Terms and conditions apply.

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

Click here to read the advisory