Personal Loans Wedding Loans Step up Flexi EMI Loans Step down Flexi EMI Loans Bullet Flexi EMI Loans Interest Rates Key Features EMI Calculator Eligibility & Documents
Fees & Charges Education Loans Travel EMI Offers Pay your loan FAQs Apply Now Personal Loan in India Blog
Personal Loan Processing Fees
What your personal loan costs
With Tata Capital's Personal Loans, you won't have to think twice before facing life's trials. Be it your child's education, a foreign holiday, a sudden home renovation, a family wedding, repayment of an existing loan, a personal emergency or even that special gift for your loved one. Your dreams and responsibilities will never take a backseat with our personal loans.
The charges are:
Processing Fee:Upon applying for a personal loan, you will be charged a non-refundable processing fee, which will vary depending on the particulars of your loan.
Part Prepayment Charges:
- Part payment permissible only after 6 month of seasoning
- Maximum 25% of outstanding permissible (without any charges) within an annual cycle. 2% charges applicable beyond that.
- Maximum part payment permissible (with charges ) will be total outstanding POS- 1EMI amount.
Delay in Payment Charges:A 2% charge is levied every outstanding month over the prevailing interest amount for delays in payment
|PDC Charges||Rs. 850|
|Bouncing Charges||Rs. 450|
|Cancellation Charges||2% of loan amount of Rs. 5,750 whichever is higher|
|Duplicate NOC||Rs. 550|
|Swapping Charges||Rs. 600|
|Foreclosure Charges||4.5% of the principle outstanding at the time of foreclosure + ST|
|Foreclosure Charges for Top Ups||2% on the future principle outstanding on the existing loan + ST|
|Duplicate Repayment Schedule||Rs. 550|
|Sec 138 and 25||Rs. 3,400|
|Arbitration Filling||Rs. 4,000|
|Receiver Order District Court||Rs. 4,000|
|Receiver Order High Court||Rs. 13,500|
|Legal Notice||Rs. 300|
|Execution of Award||Rs. 5,600|
Looking for a Personal Loan? Calculate your EMI in 3 Easy Steps Using our Personal Loan EMI Calculator.
Personal Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Flexi EMIs are applicable for salaried individuals only. Terms and conditions apply.
Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.