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Personal Loan Processing
What your personal loan costs
With Tata Capital's Personal Loans, you won't have to think twice before facing life's trials. Be it your child's education, a foreign holiday, a sudden home renovation, a family wedding, repayment of an existing loan, a personal emergency or even that special gift for your loved one. Your dreams and responsibilities will never take a backseat with our personal loans.
The charges are:
Processing Fee:Upon applying for a personal loan, you will be charged a non-refundable processing fee, which will vary depending on the particulars of your loan.
Part Prepayment Charges:There will be no part pre-payment charges levied on you, if you wish to pay back your loan 180 days after you take it. However, if you wish to repay before 180 days, you will only be able to pay up to 25% of your outstanding principal amount. Anything more than this will mean a 2% prepayment charge.
Delay in Payment Charges:A 2% charge is levied every outstanding month over the prevailing interest amount for delays in payment
|PDC Charges||Rs. 850|
|Bouncing Charges||Rs. 450|
|Cancellation Charges||2% of loan amount of Rs. 5,750 whichever is higher|
|Duplicate NOC||Rs. 550|
|Swapping Charges||Rs. 600|
|Foreclosure Charges||4.5% of the principle outstanding at the time of foreclosure + ST|
|Foreclosure Charges for Top Ups||2% on the future principle outstanding on the existing loan + ST|
|Duplicate Repayment Schedule||Rs. 550|
|Sec 138 and 25||Rs. 3,400|
|Arbitration Filling||Rs. 4,000|
|Receiver Order District Court||Rs. 4,000|
|Receiver Order High Court||Rs. 13,500|
|Legal Notice||Rs. 300|
|Execution of Award||Rs. 5,600|
Looking for a Personal Loan? Calculate your EMI in 3 Easy Steps Using our Personal Loan EMI Calculator.
Personal Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Flexi EMIs are applicable for salaried individuals only. Terms and conditions apply.
Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.