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FAQs Apply Now Personal Loan in India Blog
Clear your doubts.
Find the answers to all your personal loan queries, right here.
You can avail of personal loans ranging from Rs.75,000 to Rs.15,00,000, depending on your eligibility, income and repayment capacity.
The personal loan can be repaid over a period of 12 to 60 months.
A processing fee is payable upfront. This fee will be deducted from the disbursal amount payable to you.
Personal Loans are approved within 72 hours of submission of complete documentation.
You may repay through ECS (Electronic Clearance System) by instructing your banker to deduct the EMI (Equated Monthly Installment) from the nominated Bank Account, or you may also pay through post-dated cheques, favouring Tata Capital Financial Services Limited.
Yes, you can prepay the entire outstanding loan amount any time after 180 days of availing the loan.
We also offer part pre-payment facility.
- Part pre-payment is permissible, only after 6 months of the loan disbursed
- Maximum of 25% part payment is permissible within an annual cycle and with a gap of more than 6 months between two part payments.
For any loan-related queries, you can call our representative on 1800 209 6060 or mail us at firstname.lastname@example.org
Yes, you can avail personal financefor business purposes.
We offer top-up facility depending on the original loan tenure after the payment of 8-18 EMIs.
If you wish to procure the post-dated cheques or security post-dated cheques that remain un-banked at the end of the loan tenure or details regarding the same, you should raise a request within 30 days of closure of the loan or change the repayment mode. If this is not done, Tata Capital shall have the discretion to destroy the un-banked post-dated cheques including security post-dated cheques without any further notice and Tata Capital shall not have any obligation to return the same to you.
For prepayment of your personal finance account, visit our branch or call us at 18002096060. We request you to carry the following documents while visiting the branch:
- Statement stating the clearance of the last installment
- Request letter signed by the loan applicant
- Foreclosure statement
- PAN card
The personal loan payment can be made through cash, cheque or demand draft.
To update your personal details, you may call one of our Customer Care Representative on our toll free number 1800 209 6060, or email us at email@example.com or visit our nearest branch. (KYC documents will be mandatory in case of any change in your mailing address.
Looking for a Personal Loan? Calculate your EMI in 3 Easy Steps Using our Personal Loan EMI Calculator.
Personal Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Flexi EMIs are applicable for salaried individuals only. Terms and conditions apply.
Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.