Bullet Flexi EMI Plan for Personal Loans

What is a Bullet Flexi EMI Plan ?

Bullet Flexi - Allows you to pay principal in parts along with EMIs that help you repay the personal loan faster. Bullet Flexi loans are ideal for people who receive periodic incentives and can manage periodic payments towards principal payments, thereby reducing EMI payments substantially. There are no prepayment charges and thus allows a very high degree of customization.


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Is it suitable for you ?

Bullet loans are suitable for people who receive periodic incentives or payments such as dividends from their investments. By opting for a Bullet Flexi loan you can avail higher personal loan eligibility and can start paying regular EMIs, but you also have an opportunity to reduce your EMI and interest burden based on the incentive or periodic income you receive. This offers customized mechanism for personal loan repayment.


For example: Vibha, a sales executive with an IT company took a loan for her dream kitchen. She could pay regular EMIs and with her quarterly incentives, opted for a bullet Flexi loan. With the incentives, she paid the Principal in parts and reduced the interest and EMI burden substantially. As Vibha was not aware of the final incentive amount she would receive, bullet Flexi loan allowed her to decide the amount she wanted to pre pay based on the future incentives.


Use the Personal Loan EMI Calculator and check how much you'll have to repay.

Advantages of a Bullet Flexi EMI Plan

  • Higher personal loan eligibility
  • Flexibility of choosing the prepayment amount
  • No charges on prepayment
  • Regular personal loan EMI
  • Reduces interest burden substantially
  • Helps in finance management
  • Also helps in managing small fund flow crunches that keep on coming
  • Highly customized

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Personal Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Flexi EMIs are applicable for salaried individuals only. Terms and conditions apply.

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

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