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PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS STARTING AT 6.90%
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS STARTING AT 6.90%
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
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A personal loan is an unsecured credit that you can avail without pledging any collateral. Unlike other loans, a personal or unsecured loan has easy eligibility criteria, special offers and unrestricted end-use for you to finance your immediate expenses, be it a medical emergency or a foreign trip.
Tata Capital provides easy personal loans available at attractive interest rates, starting at 10.99%. Avail a loan up to Rs. 25 lakhs through a simple online process with minimal documentation and an easy to meet eligibility criteria. Get flexible tenures up to 6 years and repay your personal loan EMI as per your convenience. Tata Capital offers fast loan processing and tailored personal loan offerings ideal to fund your diverse financing goals.
Disclaimer: Personal Loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.
Watch this video to find out more about Tata Capital Personal Loans. Planning for a holiday abroad, your child's higher education, a home renovation or even a wedding in the family? No matter what the occasion is, Personal Loans from Tata Capital help you take care of any financial responsibilities effortlessly.
₹75,000 - ₹25,00,000
Up to 6 years
10.99%
No matter what the occasion is, we have the right personal loan offering for you. Be it for weddings, higher studies, travel or any other purpose.
We don’t ask for any collateral or security for Personal Loans.
You can pre pay part of the loan any time after 6 months of availing a Personal Loan without any penalty or additional fee.
No matter what the occasion is, we have the right personal loan offering for you. Be it for weddings, higher studies, travel or any other purpose.
We don’t ask for any collateral or security for Personal Loans.
You can pre pay part of the loan any time after 6 months of availing a Personal Loan without any penalty or additional fee.
A personal loan helps you address various financial needs conveniently. Major expenses often come up without warning, so don’t let them drain all your savings. Here are some common scenarios where you can take personal loans:
Travel - Need a break from the rush and hubbub of city life? Plan the perfect trip at the best vacation spots with our easy personal loans tailored for your travelling needs. Know More >
Medical - Health crises can arrive unannounced, manage your expenditure with a hassle-free personal loan. Get instant access to funds in an easy borrowing experience with Tata Capital’s medical loan. Plan Now >
Education - Your child deserves the best education from the leading institutions. Get Tata Capital’s customised personal loans and manage your educational expenses like tuition fees, living costs, and more. View Now >
Wedding - Weddings are an expensive affair, but don’t let the cash crunch crash your dream wedding. Avail a personal loan for wedding and bring your fairy-tale wedding to reality. See More >
Home Renovation - Redecorate, restyle, and refurbish your home with trends and designs of your choice. Spruce up your dream house with a personal loan from Tata Capital and conveniently repay through flexible EMI options. Know More >
Tata Capital provides unique and flexible personal loans for salaried individuals. The following can get a personal loan Tata Capital:
Salaried individuals
Availability of personal loans for salaried individuals depend on job stability, income, age, work experience, and CIBIL score.
Applicant’s personal loan eligibility depends on various factors, including a fixed monthly income, age, nature of employment, CIBIL score, professional experience, etc. For a quick personal loan from Tata Capital, you must fulfil the easy-to-meet eligibility criteria.Your personal details including your PAN number, CIBIL score & KYC documents.
The personal loan eligibility for Salaried individuals:
Age should be between 22 to 58 years
The personal loan eligibility for Self-Employed individuals:
Age must be between 22 to 58 years
The following are the documents required for personal loan with Tata Capital:
To know the entire list of accepted documents, visit our personal loan documents page.
CIBIL score, an important indicator of your credit health, is a three-digit number summarising your credit history, report, and rating. The score ranges from 300 to 900 and indicates your ability to repay your personal loan amount in a timely manner.
CIBIL score plays a decisive role in the personal loan application process. When a self-employed or salaried individual approaches a financial institution for a loan, the lender checks the CIBIL score and report of the applicant. If your CIBIL score is low, it reduces your chances of getting the loan. The score also affects your loan interest rates, tenure, amount, and EMI. The higher the CIBIL score, the better.
Generally, the minimum CIBIL score required for availing a personal loan is 750.
Personal Loan EMI calculator helps you calculate the EMI that you need to pay towards the principal payments and interest payment over the loan tenure. Use the EMI calculator to know how much money you can pay monthly over a period of time that’s comfortable for you. With the help of our Personal Loan EMI calculator, you can plan your monthly installments and conveniently pay off the loan.
For offline loan applications:
For an instant personal loan applications, go online:
The standard EMI option under personal loans is one in which you get the freedom to pay off your principal loan amount inclusive of interest consistently on a monthly basis. Here, the interest is charged on the total principal amount that was borrowed.
A flexi interest-only EMI option offers a pre-approved cash limit that can be withdrawn as and when you are in need of funds. Here, the interest will be charged only on the amount used and not on the total principal amount borrowed.
A step-up flexi EMI option in personal loan is one which offers greater flexibility. Under this plan, you can pay lower EMIs in the beginning and pay more gradually as your salary hikes.
To understand the repayment options available to you, visit our Personal Loan EMI options page
Get instant access to funds and take care of a wide range of financial needs anywhere in the country. With limited documentation and a hassle-free loan approval process, you can avail a personal loan for amounts as high as Rs. 25 lakhs. Tata Capital provides quality services and 24x7 assistance across major cities in India.
Looking to tick things off your bucket list but short on funds? Get a quick personal loan in any of India’s top commercial cities with Tata Capital.
7 reasons why you should choose us
With the customers’ individual desires and needs in mind, our team at Tata Capital guides you at every step and offers specific financial solutions.
Our Personal Loan interest rates are competitive and affordable. We let you tailor everything according to your convenience and ability to repay.
Our Personal Loan lets you choose the loan amount, tenure and EMI period for which you need the loan.
No collateral? No problem. We don’t want you to give any security to cover the Personal Loan.
We only ask for minimal documentation to process your application. We just need some mandatory information like the source of your income and the purpose of the loan.
Our personalised approach gives us the edge and has left countless of our customers satisfied. You are not just an application form to us. We understand that one size doesn’t fit all.
This means we understand your needs and we will tailor our services to your needs. If you look good, we look good.
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