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ABOUT HOME LOANS

If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate of 9.25% with a tenure up to 30 years. Whether it’s for home purchase, construction or balance transfer, leverage our experience to work for your home loan needs. We have designed tools and calculators to ensure you have a seamless home buying experience. Owning a home is one of the biggest milestones in life. We at Tata Capital believe in making this possible for everyone through our tailored Home Loans.

 

Disclaimer: Home Loans are brought to you by Tata Capital Housing Finance Limited and are at its sole discretion. Terms and conditions apply.

KNOW MORE ABOUT OUR OFFERINGS

Key Features

Loan Amount

₹2,00,000 - ₹5,00,00,000

Loan Tenure
Up to 30 years
Interest rates starting at

9.25%

Advantages

Wide Range of Home Loans
Tata Capital Home loans allows you to do much more than just buy a property – purchase a plot of land for construction, home extension, balance transfer and much more!
Attractive Home Loan Interest Rates

A simple, low cost home loan with interest rate starting from 9.25%. So that you can get into your new home sooner!

Highest Home Loan Eligibility
Why settle for less when you are deciding on your home? Take advantage of the home loan eligibility calculator. Calculate your housing loan eligibility in seconds.
Easy Repayment
We make home buying easy, from the first click to turning the key. You can start your repayment tenure with lower EMI’s and pay more as your income grows.
Wide Range of Home Loans
Tata Capital Home loans allows you to do much more than just buy a property – purchase a plot of land for construction, home extension, balance transfer and much more!
Attractive Home Loan Interest Rates

A simple, low cost home loan with interest rate starting from 9.25%. So that you can get into your new home sooner!

Highest Home Loan Eligibility
Why settle for less when you are deciding on your home? Take advantage of the home loan eligibility calculator. Calculate your housing loan eligibility in seconds.
Easy Repayment
We make home buying easy, from the first click to turning the key. You can start your repayment tenure with lower EMI’s and pay more as your income grows.

Home Loan Eligibility

To be eligible for a Home loan, you should be above 24 years of age at the time of borrowing and 65 at the time of completion of the Home Loan. If you are a salaried individual, you should earn at least ₹ 30,000 per month and have a minimum of two years of experience. In case you are an entrepreneur, you should have 3 years of experience in your current field. 

Find out more about Eligibility and Documents for more details.

Home Loan Calculators

Home Loan EMI calculator helps you understand the EMI that you will pay towards the principal payments and interest payment over the loan tenure. With Tata Capital, enjoy the convenience to customize your EMIs, or lower your EMIs as your income grows. Use the Home Loan EMI calculator to know how much money you can pay monthly over a period of time that’s comfortable for you. Calculate your Home Loan EMI now. Also, check other calculator options available

Application Process

Online Application

You can apply for a home loan by just filling up your basic details.

Document Submission

Post receiving your home loan eligibility, furnish the required documents to take your applic