Tata Capital

Ways to save tax and grow wealth

NPS

Low cost long term investment with Tax saving benefits

National Pension System (NPS) is an easy to access, low cost, flexible and portable retirement savings account which offers tax benefits under Section 80C and Section 80CCD.

  • Save additional Tax under section 80CCD (1B) over and above max of ₹1,50,000/-u/s 80C
  • Choice of Investment Options from Equity (E), Corporate Bonds (C), Government securities (G) and Alternate Assets (A)
  • Market Based Returns on all Asset classes
  • Long Term Investment allows for higher returns based on power of compounding
  • Hassle-free process for Online Account opening and transactions
  • Flexibility & Transparency in opting for an investment option, fund manager, annuity service provider and annuity option of choice
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Already have an NPS account? Contribute Now

Already have an NPS account? Contribute Now

Tata Securities Limited (TSL) is registered with PFRDA as Point of Presence Sub Entity (POP-SE) with registration number POPSE36012021. TSL/Moneyfy is displaying NPS scheme on their platform and such display must not be construed as an offer or advice to invest in such scheme. The terms of NPS are as communicated by PFRDA or by the POP and TSL/ Moneyfy do not endorse or certify the same and shall not be responsible or liable in any manner. This does not constitute investment advice. The customer is requested to conduct its own due diligence and /or consult advisers for investment in any such scheme.Terms and conditions apply. For more details login to the Moneyfy App.

ELSS

Build wealth over the long term and save tax upto ₹46,800/-*

Equity Linked Saving Scheme or ELSS are mutual funds that invest in the stock market. ELSS Investments of up to 1.5 Lac are eligible for tax deduction under section 80C of the Income Tax Act.

  • Shortest Lock-in compared to other tax savings instruments
  • Choice of products across multiple AMCs to invest in
  • Higher potential returns based on market performance
  • Long term wealth creation
  • Ease of investment through online options
  • Growth & IDCW (erstwhile Dividend option) options available

Tata Securities Limited is registered with The Association of Mutual Funds in India as a Mutual Fund Distributor bearing ARN No. 0021. Please note that all Mutual Fund Investments are subject to market risks, read all scheme related documents carefully before investing for full understanding and details. This does not constitute investment advice. The customer is requested to conduct its own due diligence and /or consult advisers for investment in any such scheme. Terms and conditions apply. For more details login to the Moneyfy App.

Comparison of NPS and ELSS

Product Performance
Investment Horizon

NPS

Product Performance

Market Linked

Investment Horizon

upto 60 years* of age

ELSS

Product Performance

Market Linked

Investment Horizon

Lowest Lock-in of 3 years, Long Term horizon

Product Benefits

Tax Saving sections
Tax Saving potential
Tax Saving sections

80CCD1 (Subpart of 80C), 80CCD(1B), 80CCD(2)

Tax Saving potential

more than ₹62400/-*

Tax Saving sections

80C

Tax Saving potential

Upto ₹46800/-*

Other Features

Equity Exposure
Purpose
Maturity Payout
Equity Exposure

Upto 75% exposure

Purpose

Retirement saving & pension

Maturity Payout

Lumpsum & monthly pension

Equity Exposure

upto 100%

Purpose

Wealth Creation & Tax Saving

Maturity Payout

Lumpsum & SWP

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Save Taxes with just a few clicks

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