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Tata Capital understands the importance of protecting one¿s family in case of unexpected events such as untimely death of the sole breadwinner. While a life insurance cover can help take care of your loved ones comforts, education, financial security and more, it also serves additional benefits.

 

A life insurance policy can have fiscal benefits with respect to personal taxation and investment transactions. Our comprehensive range of TATA AIA Life Insurance Products can help you meet your protection needs or help you save for a milestone event.

 

Here are some of our innovative product offerings:

 

Sampoorna Raksha

  • Flexibility to choose from 4 Death Benefit Options and Monthly income thereafter for 10 years
  • Life cover for policy term up to 40 years or 80 years of age
  • Large Sum assured discount for higher coverage
  • Lower premium rates for Non Smokers and Female Lives
  • Choice of Regular or Limited (5 years or 10 years)

 

Sampoorna Raksha Plus

  • Life cover with return of premiums paid on maturity.
  • Flexibility to choose from 2 Death Benefit Options and Monthly income thereafter for 10 years
  • Life cover for policy term up to 40 years or 80 years of age
  • Lower premium rates for Non Smokers and Female Lives
  • Choice of Regular or Limited (5 years or 10 years)

 

Smart Income Plus

  • Flexibility to choose between Regular Income or Endowment options
  • Receive Guaranteed Payouts* from 120% to 160% of the Annualised Premium under Income Option
  • Pay for 7/10/12 years, get guaranteed life cover for 15/21/25 years
  • Enhance your protection with optional Riders
  • Higher benefit for female lives
  • Receive tax benefits u/s 80C and 10(10D), as per the applicable Income Tax laws

 

MahaRaksha Supreme

Pure Protection Cover - the simplest form of life insurance cover.
Choose an option to enhance your protection cover in the future
With Life Stage Plus Option, you can increase cover at future milestone events in your life without the hassles of fresh medical underwriting
Inbuilt Payout Accelerator Benefit* advances 50% of Basic Sum Assured in the event of a Terminal Illness diagnosis, to help with expenses when needed most
Pay as Single Premium or as Regular premiums to suit your convenience
Discounted rates for female lives
Discounted rates for a non-smoking lifestyle
Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961.

 

Secure 7

Limited premium paying Non-Linked, Non-Participating Endowment Plan
Pay for only 7 years and guaranteed income for next 7 years
Get 25% of the Basic Sum Assured on maturity

 

MahaLife Gold

Enjoy a lifelong coverage up to age 85 by paying premium only for 15 years
Plan your legacy by ensuring regular income for yourself and your family for a long period of time
Guaranteed Annual Coupons* starting from 10th policy anniversary till maturity
Non-Guaranteed Cash Dividends annually from 6th policy anniversary till maturity
Option to enhance protection through rider
Receive a lump sum at maturity in addition to the regular income
Tax benefits u/s 80C and 10 (10D) of the Income -Tax Act, 1961
*Guaranteed Annual Coupons will be payable at every policy anniversary starting from the 10th policy anniversary till maturity or till death of Insured, whichever is earlier, provided the policy then is in force.

 

Money Maxima

Flexible policy terms to achieve specific time bound goals
Guaranteed Loyalty Addition* to further augment your savings
Life coverage throughout the policy term
Option to enhance protection through rider
Maturity Benefit of Basic Sum Assured along with Bonuses and Guaranteed Loyalty Addition
Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961
* Guaranteed Loyalty Addition of (Policy Term /2)% X Basic Sum Assured is payable either on Maturity or Death and is dependent on the Policy Term chosen

 

Mahalife Supreme

Limited premium payment endowment plan with Guaranteed Annual Income ^
Choose between 2 options - based on Policy Term and Premium Payment Term as per your requirement of savings outflow and required income inflow
Steady and Guaranteed Annual Income^ to provide a regular inflow of funds
Option to enhance protection through rider
On maturity, lump sum amount payable as a percentage of Basic Sum Assured as well as applicable Guaranteed Annual Income^
Tax Benefits available under Section 80C and 10 (10D)
^Guaranteed Annual Income will start from the end of 16th policy year for option A and from the end of 13th policy year for option B. Option A and Option B are based on Policy Term and Premium Payment Term.

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

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Disclaimer:

Tata Capital Financial Services Limited ("TCFSL") is registered with the Securities Exchange Board of India as an Investment Advisor. The Registration No. is INA00000215