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While working for renowned companies throughout your career, you are likely to have become a privileged customer with a private bank and made some investments on the advice of your 'personal banker'. Your portfolio typically includes life insurance, mutual funds along with stocks and fixed deposits.

Rs.10 Cr is the maximum loan amount that can be applied for. We also have an overall cap that the Loan Amount cannot exceed 80% of the market value of the property for which Home Loan is applied.

You can include your spouse/parents/children/ siblings as a co-applicant for the Home Loan and we shall consider his / her income to enhance your loan eligibility.

The initial fee of Rs. 5,618 ( or Rs.11,236 if the Loan Amount is more than Rs.1 Cr) that we collect from the customer is Non Refundable as the same goes towards recovering the expenditure relating to Processing the Loan application.

Our Turnaround Time (TAT) varies with the level of complexity in the case, cooperation of the customer in disclosing all his financial obligations & income sources as well as the profile of the customer. We have a dedicated team of Credit Managers who strive to deliver a decent TAT to the customer. Normally, after the file of the customer is handed over to us, we give a confirmation by issue of a SANCTION LETTER to the customer within 4-5days for Salaried Clients & 7-8 days for Self Employed clients.

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

Click here to read the advisory


Tata Capital Financial Services Limited ("TCFSL") is registered with the Securities Exchange Board of India as an Investment Advisor. The Registration No. is INA00000215