Secure 7 Life Insurance
We all want to ensure that our loved ones are never short in terms of financial resources to live the life of their dreams. We all want & need to make sure that come what may, the standard of living of our loved ones is never compromised. We also want to ensure that the burden of our debts & loans does not become a burden for them & their happiness.
For all of the above to happen, we need to ensure that the income for our family is protected. And the best way to do that is through a "Pure Term" insurance plan. Tata AIA Life Insurance Maha Raksha Supreme is that solution that provides this required financial protection to your family.
- Pure Protection Cover - the simplest form of life insurance cover
- Choose an option to enhance your protection cover in the future
- With Life Stage Plus Option, you can increase cover at future milestone events in your life without the hassles of fresh medical underwriting
- Inbuilt Payout Accelerator Benefit advances 50% of Basic Sum Assured in the event of a Terminal Illness diagnosis, to help with expenses when needed most
- Pay as Single Premium or as Regular premiums to suit your convenience
- Discounted rates for female lives
- Discounted rates for a non-smoking lifestyle
- Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961.
- Insurance is the subject matter of the solicitation.
- This product is underwritten by Tata AIA Life Insurance Company Limited.For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
- Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
- GST is applicable as per governing laws and the same shall be borne by the policyholder. Tata AIA Life Insurance Company Limited reserves the right to recover from the Policyholder, any levies and duties (including GST), as imposed by the government from time to time. Kindly refer to the Sales Illustration for the exact premium.
- Past performance is not indicative of future performance.
- In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
- Insurance cover is available under this product.
Customer Care: 1800 267 9966
Our Claims Mission
Just and Fair Settlement of Claims in a cost efficient manner by a proactive and time bound approach.
Claims servicing is first about empathy for a customer's loss. Details like how, where and how much are just details. Understanding this fact is the simple secret of Tata AIG's success. It ensures we put ourselves in your shoes, so we don't allow processes and paperwork to come between you and your settlement.
- Mobile Cars provided in all major cities to analysts for quick visit to accident spots.
- Direct settlement at key garages
- Green Channel Settlement - Value added services at no extra cost
Rs.10 Cr is the maximum loan amount that can be applied for. We also have an overall cap that the Loan Amount cannot exceed 80% of the market value of the property for which Home Loan is applied.
You can include your spouse/parents/children/ siblings as a co-applicant for the Home Loan (#.) and we shall consider his / her income to enhance your loan eligibility.
Claim settlement is one of the most important services that an insurance company can provide to its customers. Insurance companies have an obligation to settle claims promptly. You will need to fill a claim form and contact the financial advisor from whom you bought your policy. Submit all relevant documents such as original death certificate and policy bond to your insurer to support your claim. Most claims are settled by issuing a cheque within 7 days from the time they receive the documents. However, if your insurer is unable to deal with all or any part of your claim, you will be notified in writing.
It offers the option of 1 Year & 2 Years Term. For 2 year term plan, 5% discount on the Premium is available.
There are 2 specific OPD Benefits in MediPrime.
- Accident related Dental Treatment & Hospitalization.
- Post Bite Vaccination Treatment & Hospitalization.
The initial fee of Rs. 5,618 ( or Rs.11,236 if the Loan Amount is more than Rs.1 Cr) that we collect from the customer is Non Refundable as the same goes towards recovering the expenditure relating to Processing the Loan application.
This includes the expenses incurred for the following in the event of hospitalization.
- Room rent, boarding expenses & ICU.
- Nursing & Medical Practitioners.
- Anesthesia, blood, oxygen, operation theatre charges, surgical appliances.
- Medicines, drugs and consumables.
- Diagnostic procedures.
- The Cost of prosthetic & other devices implanted internally during surgery.