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Home Loan Eligibility and Documentation

Who is eligible for a home loan?

 

  • Salaried Individual
  • Self-employed Professional
  • Self-employed Non-Professional

 

Documents needed for Home Loan from Salaried Individual

  • Identity and Residence
  • Latest salary-slip
  • Form 16
  • Last 6 months bank statements
  • Processing fee cheque

*Minimum Eligibility - Applicants should be above 24 years of age at the time of home loan commencement and up to the age of 65 or superannuation, whichever is earlier at the time of loan maturity.

 

 

Documents needed for Home Loan from Self-employed Professional

  • Identity and Residence Proof
  • Education Qualifications Certificate and Proof of business existence
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit/Loss statement and Balance Sheet
  • Last 6 months bank statements
  • Processing fee cheque

*Minimum Eligibility - Applicants should be above 24 years of age at the time of home loan commencement and up to the age of 65 or superannuation, whichever is earlier at the time of loan maturity.

 

 

Documents needed for Home Loan from Self-employed Non-Professional

  • Duly filled Application form with photograph
  • Identity and Residence Proof
  • Education Qualifications Certificate and Proof of business existence
  • Business profile
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit/Loss statement and Balance Sheet
  • Last 6 months bank statements (self and business)
  • Processing fee cheque

*Minimum Eligibility - Applicants should be above 24 years of age at the time of home loan commencement and up to the age of 65 or superannuation, whichever is earlier at the time of loan maturity.

 

 

Looking for a Home Loan? Calculate your EMI in 3 Easy Steps Using our Home Loan EMI Calculator.

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

Click here to read the advisory