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Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. Who says you can’t have it easy? With us, all it takes is a click.
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PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.
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PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.
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WEDDING LOAN FUNDING UP TO RS. 25 LAKHS
In times of emergency, getting funds should be a hassle free experience. Tata Capital,s Medical Loan provides flexible repayment options for all cosmetic, medical and dental procedures. With us, you can rest easy knowing your medical expenses are covered.
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LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Tata Capital offers Education Loans to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.
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AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Want to fund your vacation but falling short on funds? An EMI based Travel loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Head off on your next adventure. Our Travel Loan is simple, easy and fast!
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PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
Thinking of revamping your home? We help you do just that with our Personal Loan for Home Renovation. Whether you want to remodel your kitchen or turn your children’s bedroom into a magical fairy land, our Home Renovation Loan facility will help in giving your home a new look.
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HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate.
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HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES
As the years go by and your family continues to grow, does your house feel smaller? Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.
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CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Every person deserves a home to call their own. With this vision and under the Pradhan Mantri Awas Yojana Scheme, Tata Capital Housing Finance offers affordable home loans at competitive interest rates.
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UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
The PMAY is a Government backed Credit Linked Subsidy Scheme (CLSS) wherein the mission is to provide affordable housing for all by the year 2022. The PMAY scheme offers its beneficiaries with subsidy, where the Pradhan Mantri Awas Yojana interest rate is charged at a subsidised or reduced rate than regular housing loans. This is done to make it possible for everyone to afford a home.
Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan.
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ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Opting for a Used Car Loan is a smart, value-for-money purchase. Tata Capital offers Used Car Loans upto Rs. 50 lakhs for a wide collection of cars ranging from hatchbacks & SUVs to premium sedans. Your favourite car is just a click away.
Apply NowNothing matches the thrill of owning your brand new bike. Tata Capital offers Two Wheeler Loans for you to own the bike of your choice. We offer up to 100% funding on your new motorcycle or scooter.
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LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Used Car Loan
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As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know MoreA better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
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UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
At Tata Capital, we understand your insurance needs and offer Insurance policies that provide protection against any unforeseen risks. Tata Capital has solutions to cater to your various needs - you can avail any of the Online Insurance policies with just a few clicks!
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As a Non Resident Indian (NRI), you can easily own a home in India with just a little help from us. Our NRI home loan services offer you finances right at the comfort of where you are based, in any part of the world. So that you can buy a home and invest in growing real estate market of your home country.
By following a few simple steps, you can buy a home in India from any corner of the world
To be eligible for our Home Loans for NRI, you have to be a Non Resident Indian and also meet some basic criteria. You should be in the age group of 24 and 65 (at the time of completion of the Home Renovation Loan). If you are a salaried individual, you should earn at least ₹ 30,000 per month and have a minimum of 3 years of experience.
Learn more about NRI Home Loan Eligibility and Documents for further details.
Non Resident Indians have long gravitated towards buying homes in India. Whether it is buying a fully furnished apartment or building a house from the ground up, there are many incentives that makes India a “buyer’s market.” Here are five reasons why you shouldn’t hesitate when it comes to buying a home in your homeland.
Connect to your roots:
Having a home in India is a great way to stay connected to your roots. Everyone craves a sense of belonging and by having your own space in India, you will always have a place to call your own. This could also be a house that the whole family enjoys for generations to come.
Attractive price benefits:
A rapidly growing economy is an ideal place to make a real estate investment. Urbanisation has resulted in a boom in the housing market and the net value of homes continue to rise across the board.
Renting benefits:
If you are an NRI, buying a house in India is a great way to generate additional rental income. After all, you can always rent the space to a loving family and set up a side income. You will continue to reap the benefits from having invested in your homeland for years to come.
A retirement plan:
Chances are you may wish to return to India in your twilight years to reconnect with your homeland. Having a property in your home country to welcome you back will turn that fantasy a reality. Thus, you will never have to worry about what you will do post retirement.
Easy financing:
It is now very easy to get the funds to buy a new home in India thanks to our NRI Home Loans. We offer great convenience and let you customise your loan around your needs. Our competitive home loan interest rates make owning a house in India much more affordable.
You get the choice to opt for floating or fixed interest rates when it comes to your monthly EMI. If you have opted for floating interest rate, your EMI reduces in case the base rates move in a favourable direction.
You can invest in your home as we offer a Home Loans for NRI ranging from Rs 2 lakhs to Rs 10 crores.
You get to choose how you want to repay us and how long you will take to do so. You can take up to 120 months to repay the loan.
Our loan advisors are experts in their field and always ready to help. They will help you tailor loan options that best suit your needs.
Owning a home through the Home Loan for NRI is simple and convenient. There is little paperwork and you can do everything online. It really is that easy.
Our NRI Home Loan interest rates that start at 10.99% are competitive amongst the other players in the industry. However, it ultimately depends on home loan eligibility, income and other criteria to determine the interest rates for the loan offered.
Equated Monthly Instalment (EMI) depends on the principal loan amount, the interest rate charged and the period for which the NRI Home Loan is taken.
You can choose your EMI amount that is comfortable to you by using the NRI Home Loan EMI calculator.
You can decide how you want to repay the home loan. For a fixed amount of EMI, you can choose the tenure that is comfortable to you. The longer the tenure, lower will be the EMI. You can also prepay your NRI Home Loan after meeting defined terms and conditions. You can pay your loan through auto debit or ECS facility. In exceptional cases, you can also opt for post-dated cheque payment facility.
To be eligible for our Home Loan for NRI, you have to meet a few basic criteria. You should be in the age group of 24 and 65 (at the time of completion of the Home Loan for NRI). If you are a salaried individual, you should earn at least ₹ 30,000 per month and have a minimum of 3 years of experience.
We only need some basic documents to process your Home Loan for NRI. Here’s a handy guide to keep in min.
| Document | Salaried Individual |
| Application | Yes |
| Photograph | Yes |
| Identity Proof | Yes |
| Residence Proof | Yes |
| Latest Salary Slip | Yes |
| Form-16 | Yes |
| 6-month Bank Statement | Yes |
| Education Proof | No |
| Business Existence | No |
| Last 3-year ITR of Individual | No |
| Last 3-year ITR of Profession | No |
| Last 3-year P/L Statement | No |
| Last 3-year Balance Sheet | No |
| Business Profile | No |
You have to meet some basic conditions to get Home Loans for NRI. At Tata Capital, we believe in extending a loan with minimal paperwork, competitive interest rate and flexi EMI repayment options.
The maximum amount will depend on your needs and eligibility and it is tailored around your needs. We do, however, offer Home Loans up to ₹ 10 crores.
Home Loan EMI calculator helps you to understand the EMI that you will pay towards the principal payments and interest payment over the loan tenure. Use the EMI calculator to know how much money you can pay monthly over a course of time to repay your home loan. With the help of EMI calculator, you can plan your monthly instalments and conveniently pay off the housing loan amount.
EMI stands for Equated Monthly Instalments. It is the payment that you give for any loan undertaken for a fixed tenure to pay off the home loan. You can take anytime between 12 to 150 months to repay your loan with TATA Capital. Your EMI will include principal and interest payments made every month towards the repayment of the loan. Though the amount of EMI does not change, the percentage of principal & interest will change month on month. Initially, the interest is higher but gradually the principal payment is more. The exact percentage of principal and interest will depend on the interest rate charged and the tenure for which the home loan is taken.
Enter the following information to calculate your EMI:
We offer NRI Home Loans to meet your fund requirements without bothering you with too many formalities other than the statutory requirements as prescribed by law.
Our Home Loan interest rates are competitive and affordable. We let you tailor everything according to your convenience and ability to repay.
Our Home Loans for NRI lets you choose the loan amount, tenure and EMI period for which you need the loan. Flexibility and comfort is what sets us apart.
We only ask for minimal documentation to process your application. We just need some mandatory information like the source of your income and the purpose for the home loan.
Our personalised approach gives us the edge and has left countless of our customers satisfied. You are not just an application form to us. We understand that one size doesn’t fit all.
This means we understand your needs and we will tailor our services to your needs. If you look good, we look good too.
WHY CHOOSE US
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