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Home Extension Loan EMI Options

Standard EMI Plan

Standard EMI Plan allows you to pay the principal amount along with the interest consistently for your defined tenure.
  • EMI amount remains the same for the entire loan period
Ideal if
You have a regular income

Step Up Flexi EMI Plan

Step Up F Plan offers great flexibility. This repayment option allows you to pay lower EMIs in the beginning and as your salary increases you can pay higher EMIs.
  • Provides higher home loan eligibility
  • Pay more as and when you can afford
  • Helps to manage income flow efficiently
Ideal if
You expect your income to grow at regular intervals

Step Down Flexi EMI Plan

Step Down Flexi EMI Plan offers flexibility to pay higher EMIs in the beginning and lower ones at the end.
  • Reduces interest substantially
  • Helps in finance management
  • Provides higher Home Extension Loan eligibility
Ideal if
You have a high disposable income

Bullet Flexi EMI Plan

Bullet Flexi Plan allows you to pay principal in parts along with EMIs.
  • Provides higher Home Extension Loan eligibility
  • Reduces interest substantially
  • Regular EMI payment
Ideal if
You receive periodic incentives at work

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