Affordable Housing Loan Flexi EMI Options

Standard EMI Plan
Standard EMI Plan allows you to pay the principal amount along with the interest consistently for your defined period.
  • EMI amount remains the same for the entire loan period
Ideal if

You have a consistent income.

Step Up Flexi EMI Plan
Step Up Flexi EMI Plan offers great flexibility. This affordable home loan repayment option allows you to pay lower EMIs in the beginning and as your salary increases you pay higher EMIs.
  • Provides higher Affordable Home Loan eligibility
  • Pay more when you can afford
  • Helps to manage income flow efficiently
Ideal if

You expect your income to increase at regular intervals.

Step Down Flexi EMI Plan
Step Down Flexi EMI Plan offers flexibility to pay higher EMIs in the beginning and lower ones at the end.
  • Reduces interest substantially
  • Helps in finance management
  • Provides higher Affordable Home Loan eligibility
Ideal if

You have a high disposable income.

Bullet Flexi EMI Plan
Bullet Flexi Plan allows you to pay principal in parts along with EMIs.
  • Higher Affordable Home Loan eligibility
  • Reduces interest substantially
  • Regular EMI payment
Ideal if

You receive periodic incentives at work.

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