Affordable Housing Loan Calculator

What is the ‘Affordable’ Home Loan EMI Calculator?

The Affordable Home Loan EMI calculator will give an indicative figure for the monthly instalment payment along with break-up of the loan repayment process. With help of our EMI calculator, you will be able to arrive at the ratio of the principal amount to the interest due, based on the effect of the home loan interest rate and tenure.

What does ‘Affordable’ Home Loan EMI Stand for?

EMI stands for Equated Monthly Instalments.

It is the amount that you pay to your lender on a specified date every month as repayment of the home loan taken. You can take anytime between 12 to 360 months to repay your loan to us. EMI usually encompasses of principal amount and the interest on the principal amount.

How to calculate your EMI using an Affordable Home Loan Calculator?

Enter the following information to calculate your EMI:

  • Affordable Home Loan Amount (the loan amount you wish to get)
  • Interest Rate (Affordable home loan interest rate subsidy begins at 3 %)
  • Affordable Home Loan Tenure (Tata Capital offers you up till 360 months to repay)
  • Click the Calculate button. The system shows your EMI monthly break-up of both the interest and principal payment.
  • If the Affordable Home Loan EMI is higher or lower than you want to pay, edit the principal amount and follow the same steps from 2 to 4.

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