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Avail our Flexi-Plus Loans and enjoy features including Longer Tenure, Overdraft Benefit and Step-up payment.

Click on the products below to Know More & Apply.

Personal Loans

Personal Loans can serve plenty of purposes. They can be used to renovate your home, arrange a vacation, plan a dream wedding for yourself or someone important in your family, or in the event of an emergency. You no longer have to postpone things on your wish or need list! All this with the flexibility of a longer tenure, Overdraft Benefit and step up payment option.

  • Structured EMI provides you the flexibility to avail a Personal loan and repay as and when required.
Key Benefits
  • Low EMI burden.
  • Higher eligibility.
  • Flexibility to pay as per your income.
  • Pay a lower EMI initially and progressively pay a higher EMI every year as your income increases.

Home Loan

We want to help you realise your aspirations by opening doors. We make things easier for you by offering flexible multi-purpose housing finance options that are tailored to your specific needs.

  • Avail a Home Loan from ₹ 5 lakhs up to ₹ 5 crores at an attractive interest rate starting at 6.85%*
  • We also offer Affordable Housing Loans where your dream to own a home is fulfilled by our tailor made financing solutions.
Key Benefits
  • Home loan ROI starting at 6.85%*
  • Loan Tenure up to 30 years
  • Higher Eligibility (especially for first time borrowers)
  • Paperless and Instant e-sanction
  • Nil prepayment charges
  • Attractive rates for Balance transfer and Top-up Home Loans
List of Documents Required
  • Age Proof (Passport, PAN Card, Driving License, Birth Certificate)
  • Photo Identity Proof (Aadhar Card/ PAN Card/ Voter ID/ Driving License/ Passport)
  • Address Proof (Bank Statement/ Voter ID)
  • Salary or Business Income Proof
  • Credit Report (For NRIs)
  • Existing Loan Details
  • Processing Fee Cheque

Business Loan

Reclaim your business ambitions with our flexible loans with benefits like Longer Tenure, Overdraft Benefit and Step up payment.

Key Benefits
  • Overdraft Benefit has a long tenure of up to 60 months with a 1 year interest only repayment period.
  • For the first 12 months, just pay interest on the utilized limit. No need to pay principal. Principal repayment starts from 13th month.
  • Flexibility to pay whenever you have extra funds and use Overdraft whenever you need funds.
  • Flexibility to save interest. No need to pay interest on loan if you don’t need funds. Pay interest only on utilized Overdraft limit.
  • Flexibility to get Overdraft sanctioned for maximum eligibility and no need to apply for a fresh loan if you need funds again. Use limit as per your requirements.


If you need to finance your used car, we offer hassle free loans up to ₹ 50 Lakhs which comes with flexible features like longer tenure, Overdraft Benefit and Step Up payment.

Key Benefits
  • Higher Loan amounts up to ₹ 50 Lakhs, depending on the valuation of your Car.
  • Hassle free digital on-boarding process which includes CKYC, OKYC, ENACH.
  • Faster approvals through integrated scorecards.
  • Overdraft Benefit available for existing customers only. Monthly interest payable up to the extent of utilisation only.
  • Higher funding on Used Cars up to 110% under exclusive repurchase plus products.
  • Balance Transfer Loans up to 250% funding (Highest in the Market).
  • Longer repayment tenures up to 6 years.
  • Avail Step Up Benefits: Pay low EMI initially and progressively pay higher EMI every year as your income increases.

Loan Against Property

If you own a residential or commercial property, you can avail our Flexi Loans and get funds right away. You have the ability to explore the true potential of your property with our Flexi Loan Against Property.

  • Whether you want to expand your business, or you need funds for your personal use, our Loan Against Property will cover all your financial needs.
Key Benefits
  • Loan Tenure up to 20 years.
  • Higher Eligibility.
  • Quick Processing.

Loan Against Securities

With Loan Against Securities from Tata Capital you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities to gain access to instant liquidity.

Key Benefits
  • Loan amount from ₹ 75,000 to ₹ 20 crores.
  • Tailor made offering – Overdraft Benefit and Term Loan.
  • Leveraging on existing equity holding at competitive interest rates.
  • Faster TAT.
  • Minimum documentation.

Two wheeler loan

Avail our Flexi Plus Loans and enjoy the additional benefits. You can drive away with the vehicle of your choice. Our processes are fully digital and require minimal documentation.

Key Benefits
  • Up to 100% Loan to value.
  • Loan Tenure up to 48 months for all except Royal Enfield. Tenure up to 60 months for Royal Enfield.
  • Maximum Loan amount of ₹ 1,00,000 for all except Royal Enfield.
  • Maximum loan amount of ₹ 1,50,000 for Royal Enfield.
  • No income proof documents required.
  • Digital on-boarding with CKYC/OKYC, ENACH.

Other ways to Apply for a Flexi-Plus Loan