Privacy Commitment
At T
ata Capital Limited we are strongly committed to protect the personal and financial information that you submit to us and would endea
vor to
protect it from unauthorized use.
Collection of Information
In the course of using this website or availing the products and services vide the online application forms and questionnaires, T
ata Capital Limited
and its Affiliates/ Subsidiaries may become privy to the personal information of its customers, including information that is of a confidential &
sensitive nature.
T
ata Capital Limited is strongly committed to protecting the privacy of its customers and has tak
en all necessary and reasonable measures to
protect the confidentiality of the customer information and its transmission through the world wide web and it shall not be held liable for disclosure
of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if an
y
, with the Customers.
In addition, like most Sites, we use small bits of data called “cookies” stored on user’
s computers to stimulate a continuous connection. “Cookies”
let us store information about your preferences and passwords and allow you to mov
e to different pages of our secure Site without having to
re-enter your password information. Any information collected is stored in secure databases protected via a v
ariety of access controls and is treated
as confidential information by us.
Therefore, you should be careful with usage of the username and password by maintaining confidentiality and ensure that y
ou do not knowingly or
accidentally share, provide and facilitate unauthorized use of it.
Use and disclosure of Personal & Financial Information
W
e will protect your personal information against unauthorized use, dissemination or publication in the same manner in which we would protect our
confidential information of like nature. However under certain conditions we ma
y share this information.
W
e may use the personal information to improve our services to y
ou and to keep you updated about our new products or other information that
may be of interest to you. W
e may share information in the course of normal business oper
ations, such as providing services y
ou have subscribed
for
, and any activity related to these services such as collection of fee. It may become necessary for T
ata Capital Limited to disclose your personal
information to its agents and contractors in the course of normal business oper
ations for the above referred purpose. Howev
er these parties would
be required to use the information obtained from T
ata Capital Limited for such purposes exclusively
. T
ata Capital Limited will endeavour to take all
reasonable steps to ensure that the confidentiality of your information is maintained by imposing strict confidentiality standards on all the third
parties to whom it discloses such information.
W
e may be required to disclose your personal and financial information to the statutory authorities in connection with an
y legal process that may
be initiated by such authorities in accordance with applicable laws.
W
e may occasionally invite selected third parties to participate in offers we feel would be attr
active to customers of T
ata Capital Limited.
T
ata Capital Limited may also share your information to provide you with superior services and a r
ange of offers. W
e may use this information to
advise you of products, services and other marketing materials, which we think, ma
y be of interest to you. W
e may also invite visitors to this site
to participate in market research and surveys and other similar activities. If one desires T
ata Capital Limited to limit such sharing whereby one
would not like to be informed of offers av
ailable one may contact us at customersupport@tatacapital.com. Otherwise, T
ata Capital Limited will use
the customer information to improve the visitor experience on the site and mak
e subsequent offers to the visitor on products which may be of
interest to him / her
.
The Customer authorises T
ata Capital Limited to exchange, share, part with all information related to the details and tr
ansaction history of the
Customers to its Affiliates / Subsidiaries / banks / financial institutions / credit bureaus / agencies/participation in any telecommunication or
electronic clearing network as may be required by law
, customary practice, credit reporting, statistical analysis and credit scoring, v
erification or
risk management and shall not hold T
ata Capital Limited liable for use or disclosure of this information.
Exclusions from Privacy Policy
Other websites that you may access via website may ha
ve different privacy policies and access to such web sites will not be subject to this priv
acy
policy
. We recommend that you read the priv
acy statement of each such website to find out how they protect your personal information.
Amendments
Due to changes in legislation or enhancements to functionality and content on the website, we may mak
e changes to privacy policy (without being
obliged to do so) and would reflect those changes in this privacy policy statement. Hence y
ou are requested to go through the privacy policy
statement on a regular basis.
Non Binding
Please note that this privacy policy does not create an
y contractual or other legal rights in or on behalf of any party
, nor is it intended to do so.
Prohibited Actions
While using this Site, you agree not to, by an
y means (including hacking, cracking or defacing an
y portion of the Site) indulge in illegal or
unauthorized activities including the following:
•
Restrict or inhibit an
y authorized user from using this Site
•
Use the Site for unlawful purposes
•
Harvest or collect information about Site users without their express consent
•
"Frame" or "mirror" any part of the Site without our prior authorization
•
Engage in spamming or flooding
•
T
ransmit any software or other materials that contain any virus, time bomb
, or other harmful or disruptive component
•
Remov
e any copyright, trademark or other proprietary rights notices contained in the Site
•
Use any device, application or process to retrieve, index, "data mine" or in an
y way reproduce or circumv
ent the navigational structure or
presentation of the Site
•
Permit or help an
yone without access to the Site to use the Site through your username and password or otherwise
Incase you feel that your priv
acy have been compromised, you can contact our Chief Ethics Counselor
, Mrs Kashmir
a Mewawala on
.
At T
ata Capital, W
e only do what's right for you and will at all time striv
e to ensure your privacy
.
privacy@tatacapital.com
This policy is applicable to T
ata Capital Limited and its subsidiary companies.
‘T
ata Capital Personal Loan’ app may collect information with y
our consent from your mobile device like device location, device information (including
storage, model, installed apps, Wi-Fi, mobile network) tr
ansactional and promotional SMS, communication information including contacts to provide
customized offerings.
