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Transfer your Loan

Switch to the smarter loan

Refinancing allows you to end your original loan and create a new one with a better interest rate. This is favourable, especially if your existing loan has a variable interest rate. By switching loans, you can opt for a lower and fixed rate, which means, you can save up on your disposable income. Even a reduction of 0.5% on your loan can result in great savings every month!

Another benefit of refinancing is it allows you to reduce or increase your loan tenure, depending on your financial situation. So if you want to reduce the pressure of your monthly EMI payments, all you have to do is increase the tenure. On the other hand, if your income has increased and you can afford to pay off more than your current EMI amount then you can do so by decreasing the tenure. That way, you pay less towards the interest on your loan.

 

 

Important Information

Recently there have been cases of fraud being committed under the name of Tata Capital or Tata Finance. Customers are requested to read the attached advisory and be aware of misleading advertisements in the newspapers. Click here to read the advisory and be aware of misleading advertisements in the newspapers.

Click here to read the advisory